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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

No hassle no judgment help

Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Sstepchange helped immensely, sorted everything out...

Sstepchange helped immensely, sorted everything out for me, and I’m now on top of things. Reviewed on: 1st May 2024

I was so embarrassed about my situation, particularl...

I was so embarrassed about my situation, particularly because I’m so young. I was and still am constantly treated with kindness and understanding from those that work at stepchange. I’m always embarrassed to call to ask for help but not anymore. Reviewed on: 1st May 2024

I have received a lot of support from StepChange in...

I have received a lot of support from StepChange in regards to my debts. They are very patient and caring. Reviewed on: 1st May 2024

A Lifeline in Financial Turmoil

In times of financial distress, finding a guiding light can feel like searching for a needle in a haystack. But then, I discovered Stepchange, and suddenly, hope wasn't just a distant dream; it became a tangible reality. From the moment I reached out for help, the staff at Stepchange extended their unwavering support and expertise, transforming what seemed like an insurmountable mountain of debt into manageable steps forward. Their dedication was palpable, their knowledge extensive, and their compassion boundless. Setting up a debt management plan felt daunting at first, but with the guidance of Stepchange’s staff, it became a structured roadmap to financial freedom. They meticulously organised my debts, formulated a tailored plan, and provided invaluable insights every step of the way. What truly sets Stepchange apart is their genuine care for their clients. They didn't just see me as another case file; they saw a person in need of assistance and treated me with the utmost respect and empathy. Their support wasn't just about numbers; it was about rebuilding my confidence and reclaiming control of my financial future. Thanks to Stepchange 's exceptional assistance, I can see a light at the end of the tunnel. I am immensely grateful for their dedication and professionalism, and I wholeheartedly recommend their services to anyone in need of debt management assistance. With Stepchange, you're not just receiving help; you're gaining a trusted ally on your journey to financial stability. Thank you, Stepchange, for being the beacon of hope I desperately needed. Reviewed on: 1st May 2024

Stepchange helped me with my financial situation and...

Stepchange helped me with my financial situation and I am very grateful Reviewed on: 1st May 2024

I first contacted StepChange in 2020 - right after c...

I first contacted StepChange in 2020 - right after covid hit. Everyone I've spoken to at every step (no pun intended) of the way have been kind, supportive and non-judgemental. When completing your expense forms, they won't treat you harshly or question your habits, but they will be fantastically supportive and helpful. StepChange suggested I did an IVA, but for various reasons I didn't want to do that - the choice was mine and I wasn't forced into doing anything I didn't want to. StepChange have been fantastic for managing my debts and would recommend them to anyone. Reviewed on: 1st May 2024

Stepchange helped me take control of my dept, and th...

Stepchange helped me take control of my dept, and they helped to lift the burden of my shoulders and now I feel more relaxed and free from the stress of being in dept. Reviewed on: 1st May 2024

I was treated with understanding and empathy.

I was treated with understanding and empathy. A debt repayment plan was put in place for me. When Covid hit and the cost of living sky rocketed subsequently, the plan was revised with one of the team to make it manageable for. Reviewed on: 1st May 2024

Service second to none

They're always available for queries and questions should I have them. They also provide excellent advice when it's required. Reviewed on: 1st May 2024

Great service

Really friendly. Knowledgeable staff. No judgment just very nice and helpful Reviewed on: 1st May 2024

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