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StepChange: Debt advice reviews

4.95
Based on 15,673 reviews, last reviewed 6th May 2026
30967% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

Stepchange helped me set up debt management plan. Stepchange helped me set up debt management plan online. It helped me to manage.my debits all held in one place. Easy to review and update if ther... Read more Reviewed on: 6th May 2026
Ann 's avatar
Ann

Latest lowest rating:

1

StepChange helped me to sort my finances and life ou... StepChange helped me to sort my finances and life out without judgement. I can now sleep at night without worry and I’m not afraid to open my post any... Read more Reviewed on: 6th May 2026
Jane Ocain's avatar
Jane Ocain

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15673)

Review of the StepChange, Debt advice:

The wisest decision we made was to contact Stepchang...

5
The wisest decision we made was to contact Stepchange when things were getting too much. They helped us get the space to breathe again. Reviewed on: 24th May 2025

Easy to use

5
Very understanding and easy to use sorted all my issues over a couple of phone calls Reviewed on: 1st May 2024

High standards of communication and willing to deal...

5
High standards of communication and willing to deal with debt collectors Reviewed on: 1st May 2024

Made redundant

5
Step Change really helped me get through this when i got made redundant. Reviewed on: 1st May 2024

Step Change gave me my life back.

5
I was left struggling following leaving my husband as I was a victim of domestic abuse, step change helped from the first contact, as I struggled with my emotions they allowed me to carry out the Majority of the application online and followed up by a very short phone call. At all times they have been very compassionate, and understanding the process of arranging a debt management plan was really easy and set up in no time at all. They carried out all the contract with credit agencies and kept me updated all the way. I wouldn’t have been able to see light at the end of the tunnel with out the professionalism I now believe I’m a survivor of abuse rather than a victim from the confidence they have given me. Thank you step change. Reviewed on: 1st May 2024

They’ve gave me peace of mind and improved my mental...

5
They’ve gave me peace of mind and improved my mental health Reviewed on: 1st May 2024

Mi experiencia ha sido muy satisafctoria, el trato...

5
Mi experiencia ha sido muy satisafctoria, el trato cordial, la disponibilidad del personal para atender y ayudar a solucionar mis dificultades, ha sido en todo momento excelente, les estoy sumamente agradecida. Reviewed on: 1st May 2024

Very helpful, understanding and sympathetic staff th...

5
Very helpful, understanding and sympathetic staff that put our minds at ease at stressful time Reviewed on: 1st May 2024

Saviours

5
I was in a lot of debt and contacted Stepchange as the debt was affecting me. After going through what I owed and setting up a debt plan for me I felt a weight lift off my shoulders and could concentrate on what was important such as my mortgage without having to worry about my debt as I knew how much money I would have left every month and knew my debt was reducing. Reviewed on: 1st May 2024

I've been wuth step change a number of years now and...

5
I've been wuth step change a number of years now and I can say it was the vest option that I've ever taken financially. Reviewed on: 1st May 2024

Best thing I did going to Stepchange

5
My Mother died I got credit cards and took them to the limit to make me feel better,but I had £32,000 debt I heard about Stepchange and they were excellent now I'm on the right road thank you Stepchange. Reviewed on: 1st May 2024