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StepChange: Debt advice reviews

4.95
Based on 15,105 reviews, last reviewed 6th May 2026
12533% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Not debt free yet but hopeful Whilst I’m not out of debt yet I feel I have guidance and a plan Reviewed on: 6th May 2026
Elaine G's avatar
Elaine G

Latest lowest rating:

1

DONT USE - TAKEN TO OMBUDSMAN They never helped me or even bothered to help and i was left in a bad situation Reviewed on: 6th May 2026
Jayden's avatar
Jayden

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15105)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

They took the weight off my shoulders and I felt I h...

5
They took the weight off my shoulders and I felt I had a light at the end of the tunnel Reviewed on: 1st May 2024

The best thing I've ever done was get S tepchange to...

5
The best thing I've ever done was get Stepchange to take over the way to make my payments to my debtors.It's taken a lot off my mind. I can now relax knowing some of my debts are getting paid regularly. It was a bit hard having to tighten our belts but it has helped us a great deal, not having to worry every time a letter drops through the door. Reviewed on: 1st May 2024

stepchange are understanding empathetic and efficien...

5
stepchange are understanding empathetic and efficient, they take a lot of the stress out of dealing with debt Reviewed on: 1st May 2024

Deny help

5
Step change basically turned our life around, always at the end of the phone if needed, really helped us with our debt problems, so glad I gave them a call Reviewed on: 1st May 2024

Debt management plan

5
All my debt is been managed by srepchange. I don't have any worries now. Reviewed on: 1st May 2024

Absolutely fantastic from start to finish

5
Absolutely fantastic from start to finish, always eager to help and the advice they gave enabled us to make an informed decision going forward. We would have really struggled to get ourselves sorted without their support. Reviewed on: 1st May 2024

It only takes one phone call to change your life.

5
I've had my DMP active for over a year now and by the end of 2024 I'll finally be debt free. This wouldn't have been possible without the amazing people at StepChange. Straight from my first initial phone call has been a fantasic experience, everybody I've spoken to has been so supportive and nice and you can generally feel a warmth as you you're talking to people that have your best interest at heart. My favorite part each month is looking at my DMP status and seeing my debts go down, it gives me real motivation to keep going. I encourage anybody that has debts and is worried, to get in contact. It only takes one phone call to change your life. Reviewed on: 1st May 2024

Saved my life and helped both practically and financ...

5
Saved my life and helped both practically and financially Reviewed on: 1st May 2024

I found the staff at stepchange to be helpful & symp...

5
I found the staff at stepchange to be helpful & sympathetic regarding my financial problems. Reviewed on: 1st May 2024

Step Change are fantastic

5
We were in a lot of debt for us, and step change helped us gain control and beat our debts. By the end of this year we will be debt free and we are excited. They have clear open communication and are always there to help. I recommend step change 100% Reviewed on: 1st May 2024