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StepChange: Debt advice reviews

4.95
Based on 15,561 reviews, last reviewed 6th May 2026
27233% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful, proffesional, kind and help you 100%. Very helpful, proffesional, kind and help you 100%. Reviewed on: 6th May 2026
Ruth S's avatar
Ruth S

Latest lowest rating:

1

StepChange helped me to sort my finances and life ou... StepChange helped me to sort my finances and life out without judgement. I can now sleep at night without worry and I’m not afraid to open my post any... Read more Reviewed on: 6th May 2026
Jane Ocain's avatar
Jane Ocain

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15561)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Life changing support

5
Since signing up for a DMP with step change our lives have changed for the better. The feeling of our debit being cleared and being able to afford to live is amazing. There was no judgement from the advisors about our situation and everyone we’ve spoken to has been supportive and empathetic. Reviewed on: 1st May 2024

Brilliant very helpful and easy to use system .

5
Brilliant very helpful and easy to use system . The main difficulty was analysing expenditure. Staff were helpful and I have peace of mind. Reviewed on: 1st May 2024

Amazing service & gives you peace of mind

5
Amazing service & gives you peace of mind Reviewed on: 1st May 2024

Excellent . Go out of there way to help

5
I can’t speak to highly of Stepchange with there help and guidance they have turned my life around . They are always there to give any help and advice when needed . Excellent service Reviewed on: 1st May 2024

Step Change make a huge difference

5
Step Change have helped me get my debts under control and become manageable. They helped pick me up when I was in crisis and didn’t know where to turn, and I can now see a light at the end of the tunnel. They explain everything and never judge you for being in debt which helps a lot. Paying the debt off by direct debit to Step Change and getting a monthly statement and yearly review, helps me to know exactly what I owe and to whom. It also gives me an end date by which the debt will be repaid which is great to work towards. I would have struggled to have coped without Step Change’s advice and guidance, and I would definitely recommend them to anyone who finds themselves in the same position and struggling. Reviewed on: 1st May 2024

They have been my lifesaver so helpful non judgement...

5
They have been my lifesaver so helpful non judgemental & professional I highly recommend them Reviewed on: 1st May 2024

Compassionate and efficient

5
Really compassionate and caring, good at getting the job done. Reviewed on: 1st May 2024

My personal experience with Stepchange is excellent.

5
My personal experience with Stepchange is excellent. The reason I put a 1 for recommendation, is just hoping that I would never have too. Reviewed on: 1st May 2024

I have been with Step Change for many years they hav...

5
I have been with Step Change for many years they have helped me through some very hard times. Being in Debt is not pleasant Reviewed on: 1st May 2024

Absolutely brilliant.

5
Absolutely brilliant. I was recommended stepchange by a family member and they have been amazing. Reviewed on: 1st May 2024