Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Step Change turned our lives around

5
Step Change helped us turn our lives around s they never judged just gave us fantastic advice. Reviewed on: 1st May 2024

Sympathetic.

5
Sympathetic. Helpful. No judging Reviewed on: 1st May 2024

Very helpful, friendly and understanding from start...

5
Very helpful, friendly and understanding from start to finish and along the way. Definitely helped reduce a lot of stress and worry regarding debts. Highly recomendable. Don't hesitate to contact for help and advice if you have any financial worries. Reviewed on: 1st May 2024

They are there to help anyone with debt problem

5
They are there to help anyone with debt problem Reviewed on: 1st May 2024

Overall great service and well worth it

5
Overall great service and well worth Reviewed on: 1st May 2024

My mind and life was plagued with excessive debt pro...

5
My mind and life was plagued with excessive debt problems and a severe cash flow crisis. 3 years on from contacting Step Change my mind and life are back in control. Reviewed on: 1st May 2024

Life changing help, helped me immensely

5
Life changing help, helped me immensely Reviewed on: 1st May 2024

Couldn't of been without their help , sorted my life...

5
Couldn't of been without their help , sorted my life and worry out and my finances were put in order ,I now can sleep a bit better than before I had step change . Reviewed on: 1st May 2024

recommended highly

5
helpful not judgemental and that is a very important part of it.Able to set me up with manageable payments. i would recommend them highly Reviewed on: 1st May 2024

Sorted my problem out debt free now

5
Sorted my problem out debt free now Reviewed on: 1st May 2024