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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (15794 reviews)

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4.95

Based on 15,794 reviews, last reviewed 6th May 2026

34733% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Step change has give me a easy affordable amount pay... Step change has give me a easy affordable amount payment to help get my debts paid with no hassle from them asking for more. Reviewed on: 6th May 2026

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (15794)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Take the first step

Being embarrassed about my debt stopped me doing anything about it sooner, I wish I knew how easy and non judgmental the team was, they understood totally and was very respectful and helpful, I should have done it sooner Reviewed on: 1st May 2024

Do it! You won’t regret it.

Being able to do the whole thing online is such a huge benefit if, like me you struggle to talk with people about debt, because you feel ashamed. Dealing with StepChange is very straightforward and after it was all done and approved, it lifted such a huge weight off my shoulders. Reviewed on: 1st May 2024

Peace of mind, trust, satisfaction

Peace of mind, trust, satisfaction Reviewed on: 1st May 2024

Step change has to a heavy load of my shoulders shou...

Step change has to a heavy load of my shoulders should have done it a long time ago Reviewed on: 1st May 2024

They are so friendly and helpful.

They are so friendly and helpful. I never intended to get into debt but Stepchange were there when I needed them. Reviewed on: 1st May 2024

Friendly & approachable

Friendly staff put you at ease, are supportive & helpful & took a massive weight off my shoulders Reviewed on: 1st May 2024

Excellent support and service

Everything has been excellent although sometimes getting a response to a query takes a while which can be frustrating as it can become quite urgent. Reviewed on: 1st May 2024

I went off the Financial Rails in a big way after my...

I went off the Financial Rails in a big way after my wife Died and stupidly got myself deep in debt. The best decision I made was contacting Stepchange and after a thirough review a Debt Management Plan was recommended...I have paid off well over half of what I owed and this unlike an IVA doesn't line the administrators pockets and yhe freezing of interest is a god send...Highly Recommend Stepchange. Reviewed on: 1st May 2024

Helped me when I was desperate to sort out my debts...

Helped me when I was desperate to sort out my debts caused by a family emergency Reviewed on: 1st May 2024

I was in a very bad place with debt I reached out to...

I was in a very bad place with debt I reached out to stepchange and now am nearly debt free Reviewed on: 1st May 2024

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