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StepChange: Debt advice reviews

4.95
Based on 16,024 reviews, last reviewed 7th May 2026
63000% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Supportive at a difficult time Eased my mind at a time I was low, struggling and didn't know what to do. Caring, sympathetic and kind when I started and needed and now I'm settled ... Read more Reviewed on: 7th May 2026
Louisa's avatar
Louisa

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16024)

Review of the StepChange, Debt advice:

Fantastic

5
I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

Step change has helped me to get through and reduce...

5
Step change has helped me to get through and reduce the debt am owing. It was really difficult and did not know how to make payment that were piling up with interest. Reviewed on: 1st May 2024

Still not out of debt but making regular payments

5
I wouldn’t be in the situation I’m in now if it wasn’t for the super friendly and helpful people on the other end of the phone at step change, calls sometimes can be up to an hour and after a long que on the phone it makes a big difference to talk to someone friendly and on your side Reviewed on: 1st May 2024

Excellent, empathetic help and support.

5
Excellent, empathetic help and support. Took very little time to achieve a perfect (for me and my creditors) solution. The ease of applying made for a sress-free process. Reviewed on: 1st May 2024

Absolutely amazing!

5
Absolutely amazing! Have helped me massively. I’ve had to worry less. Reviewed on: 1st May 2024

Nothing but amazing and helpful.

5
Nothing but amazing and helpful. I feel.in control of my life again thanks to the support provided Reviewed on: 1st May 2024

Fantastic.

5
Fantastic. I was so depressed and couldn't see a way out until they gave me so much help and support. Reviewed on: 1st May 2024

A service that lifts pressure and anxiety

5
Exceptional service. StepChange advisors have shown me absolute compassion and kindness. I felt no judgement. Their system of engaging on behalf of clients lifts so much pressure and anxiety. Reviewed on: 1st May 2024

I was at my wits end trying to balance my debts.

5
I was at my wits end trying to balance my debts. I couldn’t see a light at the end of the tunnel, but now with step change helping me I have a way out and I can live without debtors breathing down my neck. Reviewed on: 1st May 2024

people were just so helpful and friendly, they helpe...

5
people were just so helpful and friendly, they helped with how to go forward with my son's debt and other help that he might need, they supported us taking the right steps for him and contacted the companies, which really helped in taking the stress off of us, and made a difficult situation so much easier for us, I can't thank them enough for all their help Reviewed on: 1st May 2024

Amazing service- no stress debt solution

5
They have took the stress out of me dealing with debt. I will be debt free in under a year now- it started at £15k. Reviewed on: 1st May 2024