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StepChange: Debt advice reviews

4.92
Based on 18,649 reviews, last reviewed 27th Jun 2026
188600% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very supportive and kind understanding of my situati... Very supportive and kind understanding of my situation and where I was at the time. Reviewed on: 27th June 2026
Cheikh C's avatar
Cheikh C

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18650)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

helped me so much , changed my life and gave me...

5
they helped me so much , changed my life and gave me back my life again , i can only thank them for everything they have done for me Reviewed on: 23rd May 2025

A helping hand

5
They were very supportive during a very difficult time compounded by having very poorly parents who subsequently passed Reviewed on: 23rd May 2025

Debt management

5
I did not know what to do I was that much in debt I let my finances take over my life I was not in control any more could not sleep me and the wife we're arguing all the time and the kid felt it we were robbing Peter to pay Paul it got to much that I tried to end it all until my brother in law recommend me to get in touch with stepchange I'm glad I did because they took cair of everything for me they phoned up my debts for me and now my finances are BK on track the wait is lifted of my shoulders and family are great againg so thank you stepchange and I would definitely recommend them to anyone who is financially difficult Reviewed on: 23rd May 2025

Such a great professional company

5
I have total peace of mind since dealing with stepchange and always find them sympathetic with, especially after still dealing with the death of my husband and 2 sons. Best thing I ever did being referred to stepchange. Great organisation Reviewed on: 23rd May 2025

Everything well explained and efficiently dealt with.

5
Everything well explained and efficiently dealt with. Reviewed on: 23rd May 2025

Debt change

5
The service you get is second to none expert help all the way Reviewed on: 23rd May 2025

The support has been really helpful.

5
The support has been really helpful. Reviewed on: 23rd May 2025

I was swamped with credit card debt!

5
I was swamped with credit card debt, the minimum payments kept getting bigger and the interest was cancelling out my payments. I was getting no where with asking for help from the creditors. Step change has taken all the stress away and now with affordable monthly payments and interest stopped I can actually see my debt going down. It's a massive relief. Reviewed on: 23rd May 2025

I had got myself into quite a bit of debt for which...

5
I had got myself into quite a bit of debt for which I was paying back with extortionate interest rates! I was falling further and further behind with payments, I was losing sleep and making myself sick with worry over it. I saw an advert for StepChange and after a lot of dithering I gave them a call. I am so glad I did, I actually faced up to my problems for the first time and although I was horrified by how much I actually owed, I did feel that it was the first step to getting sorted. The advisor went through all my incoming and outgoing money, suggesting ways to cut back and cancel unnecessary subscriptions etc. After we had all the information we agreed on an affordable amount for me to pay off my debts. I now only have one monthly payment instead of six or seven different payments going out. It has certainly put my mind at ease knowing my debts are being taken care of and I also have a date of woo will be debt free so that’s great to work towards. I would most definitely recommend StepChange! Reviewed on: 23rd May 2025

Really helpful Team , discuss all options with you a...

5
Really helpful Team , discuss all options with you and help you find what is the best for you. Reviewed on: 23rd May 2025

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