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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18646 reviews)

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4.92

Based on 18,646 reviews, last reviewed 25th Jun 2026

188500% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Supported me through every stage of my IVA Completed an IVA with StepChange — it ran longer than planned thanks to emergency spending and furlough, but they were solid throughout. Never felt li... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18646)

Review of the StepChange, Debt advice:

Amazing .... Thank You

I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Pulled me out of a deep dark hole not of...

Pulled me out of a deep dark hole not of my making Reviewed on: 23rd May 2025

Life changing

I was struggling with my debts,and it was affecting my health and my family. I was afraid and scared of being judged. But after contacting StepChange, I soon realised how wrong I was, they are the nicest, friendliest people to deal with. I’m glad I am with them, as my life has changed for the better. I would recommend StepChange to anyone who needs free debt advice. Give them a call, you won’t be sorry. Reviewed on: 23rd May 2025

Lifesavers.

I have been with Stepchange for a number of years and I can honestly say that they saved my life. The stress from the debt I was in was overwhelming until the day I spoke to one of their advisors. All the stress and worry melted away and I actually breathed a sigh of relief once my initial chat was over. They have never judged me all they've done is assist me to becoming debt free. Reviewed on: 23rd May 2025

Very helpful no more sleepless nights

Very helpful no more sleepless nights Reviewed on: 23rd May 2025

Affordable solutions

Step change helped me when I was feeling really overwhelmed and have helped me repay my debt at an affordable rate. Best thing I ever did Reviewed on: 23rd May 2025

Incredibly helpful, this service must save lives.

Incredibly helpful, this service must save lives. Really helps you get on top of what feels like an insurmountable problem. Reviewed on: 23rd May 2025

Very friendly and helpful staff when discussing fina...

Very friendly and helpful staff when discussing financial advice. Can always call to discuss my situation. Reviewed on: 23rd May 2025

Stepchange are true blessing!!

When everybody was against me, they protected me, guided me and stayed with me. They are magnificent and continue to support me. They are a God send to those experiencing financial challenges. Reviewed on: 23rd May 2025

Excellent customer service

Everyone I've spoken to have been so helpful and go out there way to solve any of my problems Reviewed on: 23rd May 2025

Excellent service

I was so stressed about debt building up but you managed to sort everyout in just a few short steps. I can now sleep at night knowing I'm not going to have bailiffs at the door Reviewed on: 23rd May 2025

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