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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16312 reviews)

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4.95

Based on 16,312 reviews, last reviewed 7th May 2026

76850% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Life changing StepChange genuinely changed my life, giving me a way out of a spiralling cycle of debt and associated stress and depression. Reviewed on: 7th May 2026

Latest lowest rating:

1

Always found you very helpful. Always found you very helpful. Always willing to give me the best advice and never had to deal directly with my creditors Reviewed on: 7th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16312)

Review of the StepChange, Debt advice:

Thank you Stepchange

I was very pleased to have Thier help, support, knowledge and guidance. Reviewed on: 3rd May 2024

Help when you really are at your lowest

I have been with stepchange a while, recently I had to amend my payments as I can no longer work full time due to caring for my husband. Everything was sorted out online and I now pay less helping me to manage my finances. Reviewed on: 1st May 2024

Joined StepChange 6 years ago Senior Citizens both...

Joined StepChange 6 years ago Senior Citizens both in our 70’s business had to be closed due to health problems and were desperate for help. Recommended by friend to see if Step Change could help and the rest is history Reviewed on: 1st May 2024

So easy to complete online.

So easy to complete online. I did everything online and email. I get overwhelmed talking to people sometimes, so was glad they had this option. When I did have a query two months into my plan. The advisor on the phone was courteous and helpful. Not at all stressful using Step Change. Reviewed on: 1st May 2024

A Lifeline for those Struggling with Debt

StepChange allowed me to claw myself out of poverty by freezing the interest on my debts and allowing me to pay them off in manageable monthly payments. I can' t thank them enough, they really turned my life around, and I've no idea where I'd be now without their help. Reviewed on: 1st May 2024

Staff are so professional and caring.

Staff are so professional and caring. Someone is always ready to help. Website easy to navigate. Have helped me so much. Reviewed on: 1st May 2024

100% Recommended to help clear debt

Step change has really helped me get a hold on my finances and start to clear my debt. It's affordable and have already suggested them to a few friends. Reviewed on: 1st May 2024

Very helpful, easy to communicate and very professio...

Very helpful, easy to communicate and very professional staff. Reviewed on: 1st May 2024

First time

I was a bit weary about contacting StepChange but they were so helpful and made me feel at ease. They explained everything and how it all worked. I didn’t need to speak to them as that was a problem with my anxiety so was able to do it all on line Reviewed on: 1st May 2024

StepChange has completely saved my life

I was seriously struggling with my debt and StepChange has completely saved my life with their help. Thank you StepChange. Reviewed on: 1st May 2024

Debt free thanks to StepChange

I was over £30K in debt when I went to StepChange and under 14 years managed to clear the entire debt within my means. They allowed for you to address your debt without compromising on day to day essentials and the occasional treat !! I would recommend the support from StepChange to anybody . I am still debt free and will not ever be in debt again. Reviewed on: 1st May 2024

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