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StepChange: Debt advice reviews

4.95
Based on 16,172 reviews, last reviewed 7th May 2026
70050% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
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3%
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Latest highest rating:

5

I was absolutely desperate when I went to StepChange... I was absolutely desperate when I went to StepChange for help. Following my husband's death, I could no longer manages debts that we had in my name on... Read more Reviewed on: 7th May 2026
Carole 's avatar
Carole

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16172)

Review of the StepChange, Debt advice:

Fantastic

5
I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

Every members of staff I have spoken to are helpful,...

5
Every members of staff I have spoken to are helpful, treated me with dignity and respect. Gave best advice. Reviewed on: 1st May 2024

Help is Always There

5
To be in such an embarrassing situation was very difficult, but no-one was judgemental and that made a very big impression. I was advised and encouraged all through the journey. Reviewed on: 1st May 2024

Very helpful service at a very anxious time for me,

5
Very helpful service at a very anxious time for me, the gentleman I initially spoke to helped a great deal with putting my mind at rest and walked me through the process, extremely greatfull for the support I've received clearing my debt Reviewed on: 1st May 2024

Life changing!

5
The professionalism and efficiency of this service has changed my life! the operator who handled my call and went through my finances with such care made all the difference. I went from feeling so much shame and guilt about my situation to feeling supported and regaining control of my life. All thanks to stepchange I can now breathe so much easier Reviewed on: 1st May 2024

Gets me debt free more quickly

5
StepChange are a charity and do not make a profit from the assistance they provide. I initially engaged with a debt management company and became aware of StepChange via a web search. StepChange were able to put a plan together which cost me less money and gets my debts paid off more quickly. It's that simple! Reviewed on: 1st May 2024

Life changing help, I felt like I had run out of opt...

5
Life changing help, I felt like I had run out of options as cost of living had overtaken my earnings, never missed a payment on anything before but StepChange helped sort out repayment plan to gradually pay back every penny I owed. Reviewed on: 1st May 2024

I am very grateful for all of the help I have been g...

5
I am very grateful for all of the help I have been given. Reviewed on: 1st May 2024

Total satisfaction

5
Easy to set up, no judgements of me. Reviewed on: 1st May 2024

I was in debt in around £20000 got told about step c...

5
I was in debt in around £20000 got told about step change I put it off for months I was embarrassed but I was I had done it straight away great advise from start till this point now excellent service and help Reviewed on: 1st May 2024

They saved me from going under and have created a pa...

5
They saved me from going under and have created a path where I WILL get out of debt Reviewed on: 1st May 2024

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