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StepChange: Debt advice reviews

4.95
Based on 15,987 reviews, last reviewed 7th May 2026
61350% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

Good money management I was completely overwhelmed with my debts however Stepchange helped me manage an affordable budget that was realistic and would help me get out of de... Read more Reviewed on: 7th May 2026
Sharon Gillett-Jones's avatar
Sharon Gillett-Jones

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15987)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Peace of mind.

5
From 'Day One', all that I have ever experienced is with the knowledge that i am truly in good hands!! Every single person that I have dealt with has been nothing other than reassuring, putting my worries aside. I thank each and everyone! Reviewed on: 1st May 2024

Life changing, truly wonderful and caring service

5
Life changing, truly wonderful and caring service Reviewed on: 1st May 2024

The whole experience was first class.

5
The whole experience was first class. I feel truly grateful to have had the team on my side at a time when I couldn't see a way forward. Reviewed on: 1st May 2024

Take the first step

5
Being embarrassed about my debt stopped me doing anything about it sooner, I wish I knew how easy and non judgmental the team was, they understood totally and was very respectful and helpful, I should have done it sooner Reviewed on: 1st May 2024

Do it! You won’t regret it.

5
Being able to do the whole thing online is such a huge benefit if, like me you struggle to talk with people about debt, because you feel ashamed. Dealing with StepChange is very straightforward and after it was all done and approved, it lifted such a huge weight off my shoulders. Reviewed on: 1st May 2024

Peace of mind, trust, satisfaction

5
Peace of mind, trust, satisfaction Reviewed on: 1st May 2024

Step change has to a heavy load of my shoulders shou...

5
Step change has to a heavy load of my shoulders should have done it a long time ago Reviewed on: 1st May 2024

They are so friendly and helpful.

5
They are so friendly and helpful. I never intended to get into debt but Stepchange were there when I needed them. Reviewed on: 1st May 2024

Friendly & approachable

5
Friendly staff put you at ease, are supportive & helpful & took a massive weight off my shoulders Reviewed on: 1st May 2024

Excellent support and service

5
Everything has been excellent although sometimes getting a response to a query takes a while which can be frustrating as it can become quite urgent. Reviewed on: 1st May 2024