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StepChange: Debt advice reviews

4.95
Based on 16,492 reviews, last reviewed 9th May 2026
85400% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

Simple solution of our debt problem Handled our debt problem rapidly simply and efficiently. Eventually stoped the harassment of persistent threatening mail and phone calls. Handled my w... Read more Reviewed on: 9th May 2026
John S's avatar
John S

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026
Darren M's avatar
Darren M

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16492)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

You just have to make that step ...

5
I was in a very desperate situation financially and I was advised to seek help from StepChange. I did. That was the best step I made. Updating my financial circumstances online as part of my review was easy. I received nothing but excellent serviceand support throughout. Reviewed on: 1st May 2024

Stepchange helped me turn my life around from spiral...

5
Stepchange helped me turn my life around from spiralling out of control, couldn’t have done it without them. Reviewed on: 1st May 2024

Reassuring , relief from pressures from creditors

5
Reassuring , relief from pressures from creditors Reviewed on: 1st May 2024

My experience

3
Step change, supported me in identifying how I could pay off my debt monthly without feeling financially burdened. Reviewed on: 1st May 2024

Reassurance and sound advice.

5
Every step of my debt repayment process has not only been made possible but has put my mind at ease along the way. I always feel that I have somewhere to turn when things get tough. Reviewed on: 1st May 2024

Felt desperate when I first contacted you.

5
Felt desperate when I first contacted you. You made everthing so easy to understand, and made me realise I could get out of this mess. Things are so much better now, I don't worry about my debts because I know you have managed it all for me. Reviewed on: 1st May 2024

Excellent service and support

5
Very easy and quick to set up my payment plan and stop letters from creditors. With my health issues this really helped my wellbeing and I would recommend them to anyone with similar issues. I can now plan ahead, knowing what I owe and when it will be repayed Reviewed on: 1st May 2024

Got our life back

5
Best thing we done ,got our lives back , no more phone calls and letters about the debt . All the staff were really helpful and the websites easy to use Reviewed on: 1st May 2024

Stepchange has helped me..

5
Stepchange has helped me organise my debt and pay it off with a realistic rate. I’m nearly debt free and it’s all because of their dedication and support. Reviewed on: 1st May 2024

It was all dealt with professionally and just when I...

5
It was all dealt with professionally and just when I was desperate Reviewed on: 1st May 2024

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