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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (16835 reviews)

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4.92

Based on 16,835 reviews, last reviewed 21st May 2026

101950% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Life savers I was very worried about how much I owed, then StepChange came to the rescue. Very helpful and friendly staff. The app is very easy to use. Reviewed on: 21st May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16835)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

I was in doubt about contacting a debt management se...

I was in doubt about contacting a debt management service and StepChange was recommended to me by a friend, the process was made a comfortable and strss free experience and can't thank StepChange enough for the help I received. Reviewed on: 1st May 2024

Excellent service.

Excellent service. Very helpful. Easy to set up. Thank you. Reviewed on: 1st May 2024

Help in times of need.

Great people who are really there to help you out in times of need, I am really glad I took the plunge and got help now I'm on a plan and and looking forward to the future debt free. I gave them all the I formation I needed and they wrote to all my debters and sorted everything out for me. I would highly recommend them. Reviewed on: 1st May 2024

They gave me hope.

I know its a cliche but there was a time when I literally thought I had nowhere to turn. The breakdown of a marriage, becoming a single parent and left with a lot of debt. Stepchange gave me hope and time to focus on my life. No matter how dark it gets help is out there, I cannot thank them enough. Reviewed on: 1st May 2024

All advisors were helpful from start to finish.

All advisors were helpful from start to finish. I dreaded ringing with our dept problems, they made me feel so comfortable. All through the 5 years of paying off our debts, they were helpful, not once did they make me feel guilty for having debts. At the end of the 5 years the feeling of elation was unbelievable. Reviewed on: 1st May 2024

Fantastic customer support, was there when I needed...

Fantastic customer support, was there when I needed them most. Highly recommended . Reviewed on: 1st May 2024

Great service

Really helped us when we needed it most. Now debt free and very grateful. Would recommend to anyone. Reviewed on: 1st May 2024

Gave us hope and reassurance

In our retirement we were facing a dreadful future of debts that had to be repaid and no income, StepChange showed us the way to remain in our own home and pay off our creditors monthly whilst still having money to live on to pay for food and other essential bills. Cannot thank them enough for all the assistance they have been to us. Reviewed on: 1st May 2024

So grateful for Stepchange intervention

I have used Stepchange for the purpose of debt management. I was introduced to them two years ago and they’ve intervened with my creditors on my behalf. Since then, they have helped me so much in managing my debt. I pay an agreed amount every month and on a year basis, I update my current circumstances and so far have reduced my outgoings. Without Stepchange, I believe I would still be in financial difficulties today and I am, and will, ever be grateful for their service. Reviewed on: 1st May 2024

No judgement, just guidance 100%

Honestly, was the best nights sleep the day I spoke to Stepchange and put my plan in place. Every call was met without judgement and always helpful and informative. Have since recommended them to another friend in need. Please, if you are struggling with debts it’s well worth a call. It was the best feeling seeing the message of “congratulations, you are debt free”. First time ever!! Realistic payments and I was on the plan for over six years with guidance every step of the way. Reviewed on: 1st May 2024

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