Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,564 reviews, last reviewed 10th May 2026
88900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paying of debts made simpler From the first time of contacting Stepchange they had taken away the pressure of how to deal with my deals, the process was simple and after going thr... Read more Reviewed on: 10th May 2026
Ray's avatar
Ray

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16564)

Review of the StepChange, Debt advice:

Fantastic

5
I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

Stepchange Are great

5
Stepchange have helped me so much, I was really stressed & struggling with debt & how to pay it all off. They have sorted it all out for me & have been great Reviewed on: 1st May 2024

I now feel that my situation is under control ...

5
I now feel that my situation is under control and being managed without me fretting and worrying about it,it is still hard but I have peace of mind and have been helped enormously.I had felt that I would lose everything but was supported to get things under control. Reviewed on: 1st May 2024

When I was first starting to get my debts in order I...

5
When I was first starting to get my debts in order I was constantly worrying about how I would manage to pay it off but thankfully step change helped me see I could pay them off with a dmp and were there every step of the way. I have now paid over half of my total debts off and will have cleared them all in full before long all thanks to this amazing charity. Reviewed on: 1st May 2024

Step change have been very helpful over the years, t...

5
Step change have been very helpful over the years, they have been able to help me put my mind at rest with excellent support. Reviewed on: 1st May 2024

Helped me get my debts down

5
Helped get my debts down to manageable payments enabling me to nearly clear my debts Reviewed on: 1st May 2024

Service is very good and helpful

5
Service is very good and helpful Reviewed on: 1st May 2024

Amazing service helped me out no end with my debts f...

5
Amazing service helped me out no end with my debts from putting me into a breathing space to setting up a debt management plan for me Reviewed on: 1st May 2024

Always friendly and helpful and full of good advice

5
Always friendly and helpful and full of good advice Reviewed on: 1st May 2024

First class advice and support

5
I will forever be grateful for the help and support I have been given by the staff at Stepchange. My creditors stopped harassing me for payment, the interest and additional charges stopped after a couple of months and I pay an affordable monthly amount. I highly recommend anybody struggling with debt to contact them Reviewed on: 1st May 2024

Absolutely outstanding don’t know where I would be w...

5
Absolutely outstanding don’t know where I would be without them Reviewed on: 1st May 2024