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StepChange: Debt Management reviews

4.95
Based on 14,573 reviews, last reviewed 11th Jun 2025
327700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

They have been super helpful and efficient in organi... They have been super helpful and efficient in organising our debt and contacting our debtors. The process was easy and the staff are always patient an... Read more Reviewed on: 11th June 2025
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B S

Latest lowest rating:

2

Not impressed It's handy to have just one payment for my debts but the customer service is extremely poor and has caused more stress. They treat you like a number r... Read more Reviewed on: 10th June 2025
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L

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

StepChange Debt Management reviews (14573)

Review of the StepChange, Debt Management:

They helped me deal with creditors that were refusin...

5
They helped me deal with creditors that were refusing to help. I Went from stressing about money all of the time and now I can afford to pay everyone an affordable amount and still live. Reviewed on: 1st May 2024

Knowledgeable and friendly

5
The people at StepChange are knowledgeable, friendly, understanding and very helpful. Always there for help and advice and good to know that someone has your back. Reviewed on: 9th June 2025

They’re a Really Relaxed & Helpful Bunch!

5
Obviously, going to them, is not your ’finest hour’ and having poor financial planning can really affect your wellbeing. I feel there’s been more pressure over the past say 15 years to reverse the idea of living within your means’ and I feel it can be a real strain, that’s a general broader point. My situation was more of reaching a crossroads and having to take an option that I feel WILL eventually be worthwhile, but the ‘bridge’ to that point is quite a long one. Anyway everyone has their stories. Whatever it is, these guys are super chill, super helpful and they have instilled some behaviours in me that, have assisted me to manage my ongoing affairs. They will get you to do a budget, which may feel a bit daunting, but there’s nothing to worry about, and actually going through the process gives you (or did give you) a number that you can use with some of your other bills. I do recommend them at the slightest hint of a ‘problem with finances’ situation. Reviewed on: 9th June 2025

Very helpful team and easy to talk to

5
Very helpful team and easy to talk to Reviewed on: 9th June 2025

I’m so grateful for the help and support of Stepchange

5
Stepchange helped me when I was so worried about the first time in my life the debt I found myself in.. They went though everything with me in a clear and simple manner. It was like a weight had been lifted off me and I could move forward knowing my debt was under control and I was paying back what I could afford . I am so grateful for their kind and professional support. Reviewed on: 9th June 2025

I spent every night for months trying to make everyt...

5
I spent every night for months trying to make everything work money wise for my situation but it never would, I was crying every night and buying for food and fuel on credit cards. These people where my last resort, that was my downfall. They should have been the first place I went to! If I had I would be in less debt but trying to admit you can't do it anymore is the hardest part. Without these people my family would be homeless and I don't know where we would be. It took two months to sort my account out and get up and running and the hardest part for me was phoning up and talking to a different person each time but otherwise it was all positive. Reviewed on: 9th June 2025

So Helpful

5
Helpful Realistic Non-judgemental Reviewed on: 9th June 2025

very helpful with supporting what was needed and goo...

4
very helpful with supporting what was needed and good customer relations Reviewed on: 9th June 2025

Just follow their guidance

5
I was literally scared but reassured it was the right thing to do. The various people I spoke with were lovely. Reviewed on: 9th June 2025

Blown away by kindness and empathy

5
kind, caring, compassionate - understanding. non judgemental. Reassuring Reviewed on: 9th June 2025

Kind, calm, non-judgemental and knowledgeable.

5
The staff are fantastic - I was very weepy and anxious when I finally got in touch with them, and they were so kind, non-judgemental, helpful and calm. They have made the process of sorting out my debt really simple. They explain everything, and are supremely patient. I recommended them to a friend years ago, and they were great then too. And now I've become a customer, I know first hand how helpful and knowledgeable they are. Reviewed on: 9th June 2025

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