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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16626 reviews)

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4.95

Based on 16,626 reviews, last reviewed 11th May 2026

91950% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange helped negotiating reduced payment terms StepChange reduced the complicated process of dealing with four creditors ... Each creditor operated in different ways when agreeing reduced payment t... Read more Reviewed on: 11th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16626)

Review of the StepChange, Debt advice:

Excellent from the very first step made me feel so a...

Excellent from the very first step made me feel so at ease Reviewed on: 25th May 2025

I thought there was no light at the end of the tunne...

I thought there was no light at the end of the tunnel until I phoned Stepchange. I received empathy from my first call the adviser reassured me that that light would start to appear even though it was very dim at first. After setting up my payment plan I started my journey .Stepchange supported me with every step.Now I am debt free and cannot thank Stepchange enough.I would encourage everyone with a debt problem not to ignore it and contact Stepchange where you will never be judged and always treated with respect and professionalism. Reviewed on: 1st May 2024

Excellent friendly service.

Excellent friendly service. Reduces stress levels knowing I’m being supported Reviewed on: 1st May 2024

a very swift and professional service helped me out...

a very swift and professional service helped me out no end thanks step change Reviewed on: 1st May 2024

Very professional & helpful service

Very professional advice given and managed to relive high amount of stress have also recommended to friends and family who have encoutered debt problems Reviewed on: 1st May 2024

Very professional service!

I was expecting it to be a difficult process but the customer service representative made it very easy and comfortable discussing such personal matters. I am grateful and would highly recommend their services. Reviewed on: 1st May 2024

Very professional & Helpful.

Very professional & Helpful. Wish we had contacted them sooner Reviewed on: 1st May 2024

Excellent service very helpful and informative and k...

Excellent service very helpful and informative and knowledgeable,reduced my debt massively helping me to pay my bills back when I needed them Reviewed on: 1st May 2024

Very straightforward helpful and peace of mind

Very straightforward helpful and peace of mind Reviewed on: 1st May 2024

Very helpful and supportive, and understanding

Very helpful and supportive, and understanding Reviewed on: 1st May 2024

Brilliant can’t fault the service

Brilliant can’t fault the service Reviewed on: 1st May 2024

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