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StepChange: Debt advice reviews

4.95
Based on 16,658 reviews, last reviewed 11th May 2026
93450% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Helpful advice Helpful and kind people with all aspects of your concerns. Reviewed on: 11th May 2026
Michael J's avatar
Michael J

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16658)

Review of the StepChange, Debt advice:

The wisest decision we made was to contact Stepchang...

5
The wisest decision we made was to contact Stepchange when things were getting too much. They helped us get the space to breathe again. Reviewed on: 24th May 2025

We were at rock bottom

5
We were at rock bottom and a friend recommended StepChange - and we never looked back - they took all the anxiety and pressure away for us ! We will be forever grateful! Reviewed on: 1st May 2024

After going through a divorce and things got a bit t...

5
After going through a divorce and things got a bit too much, step change were recommended by a friend and they really helped alleviate the repayments of the debt I had built up due to this. They have been extremely helpful to make it affordable and to ensure I can still live, enjoy a little and manage what I can to repay what is comfortable for me. Would highly recommend if you are finding it difficult. It's worth the hit on your credit score to sort yourself out. Reviewed on: 1st May 2024

Takes all the stress away from worrying about your d...

5
Takes all the stress away from worrying about your debts, deals with all your debtors so you don’t have to speak to them and is a lifesaver Reviewed on: 1st May 2024

I do not know what I would have done without step ch...

5
I do not know what I would have done without step change. I now know I am paying my debts at an affordable rate without having to worry. I would recommend them to anyone in difficulty. I thank you from the bottom of my heart!!! Reviewed on: 1st May 2024

The best experience

5
When discussing my debts over the phone I was in tears. Stepchange were amazing at giving me comfort and support without feeling judged and ashamed. Nearly a year on and I feel so much better with their help. Reviewed on: 1st May 2024

Peace of mind.

5
Stepchange give you some peace of mind instead of dealing with the company you owe money. They talk on your behalf. I am still paying my debt for little my little. Dealing with the person o company you owe money would be much worse. I would not be able to handle the situation. So far stepchange been great. Reviewed on: 1st May 2024

Step Change, the best thing since sliced bread.

5
We had quite a lot of debt and eventually contacted Step Change I believe in 2018, it is now 2024 and I am hoping and expect my debt to be cleared by December this year, Step Change has been with me every step of the way, I don't know where I would have been if I had not contacted them those 6 years ago, they have been very professional always polite and I cannot emphasize enough how fantastic they have been and they are still helping me until the end of the year, I recommend them to anyone who has any financial problems, you will not regret it, Thank you Step Change for everything you have done for us. from I. & M. Reviewed on: 1st May 2024

They gave me a clear mind so at last I could sleep a...

5
They gave me a clear mind so at last I could sleep at night. Reviewed on: 1st May 2024

Amazing experience with Stepchange

5
Well where do I start, what an amazing team at Stepchange, every time I contacted them I dealt with a polite, helpful experienced person who had empathy and positivity. Before contacting you I was so anxious and worried and couldn’t sleep at night, the first phone call resolved that and continued to do so. I can’t thank you guys enough. Such a professional team and exceptional at there job! Reviewed on: 1st May 2024

Step change have helped me manage my finances better...

5
Step change have helped me manage my finances better and help me see light at the end of the dark tunnel. Reviewed on: 1st May 2024