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StepChange: Debt advice reviews

4.95
Based on 16,668 reviews, last reviewed 11th May 2026
93950% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Debt Advice i have ever had Spoke with a representative , who was calm and reassuring, who had experienced debt himself, who talked me trough several options and together we put ... Read more Reviewed on: 11th May 2026
Colin A's avatar
Colin A

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16668)

Review of the StepChange, Debt advice:

Excellent service all round

5
Cannot praise enough everyone I have dealt with has been most helpful in some cases over and beyond what I would have expected they have certainly got us back on the road to recovery with a sensible affordable plan Reviewed on: 8th July 2020

Went through all my financial commitments.

5
Went through all my financial commitments. Made sure I could afford it and gave me very good options to deal with them excellent team of people explained everything to me thoroughly. No hesitation in recommendation for their advice very pleased Reviewed on: 1st May 2024

I have been treated kindly , efficiently and respect...

5
I have been treated kindly , efficiently and respectfully at every turn. When I first contacted Stepchange, I was at my wits' end - on the edge of a mental and physical breakdown , but Stepchange changed my life around . I could sleep again ,as they took my burden away and showed me how I could turn my life around . Reviewed on: 1st May 2024

Step change have changed my life for the better.

5
Step change have changed my life for the better. I now make affordable payments with no interest added. If it wasn't for step change I would have probably not been around much longer. I owe them my life. I have learnt my lesson and looking forward to a debt free life. Reviewed on: 1st May 2024

I thought there was no light at the end of the tunne...

5
I thought there was no light at the end of the tunnel until I phoned Stepchange. I received empathy from my first call the adviser reassured me that that light would start to appear even though it was very dim at first. After setting up my payment plan I started my journey .Stepchange supported me with every step.Now I am debt free and cannot thank Stepchange enough.I would encourage everyone with a debt problem not to ignore it and contact Stepchange where you will never be judged and always treated with respect and professionalism. Reviewed on: 1st May 2024

Excellent friendly service.

5
Excellent friendly service. Reduces stress levels knowing I’m being supported Reviewed on: 1st May 2024

a very swift and professional service helped me out...

5
a very swift and professional service helped me out no end thanks step change Reviewed on: 1st May 2024

Very professional & helpful service

5
Very professional advice given and managed to relive high amount of stress have also recommended to friends and family who have encoutered debt problems Reviewed on: 1st May 2024

Very professional service!

5
I was expecting it to be a difficult process but the customer service representative made it very easy and comfortable discussing such personal matters. I am grateful and would highly recommend their services. Reviewed on: 1st May 2024

Very professional & Helpful.

5
Very professional & Helpful. Wish we had contacted them sooner Reviewed on: 1st May 2024

Excellent service very helpful and informative and k...

5
Excellent service very helpful and informative and knowledgeable,reduced my debt massively helping me to pay my bills back when I needed them Reviewed on: 1st May 2024