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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

Excellent service all round

Cannot praise enough everyone I have dealt with has been most helpful in some cases over and beyond what I would have expected they have certainly got us back on the road to recovery with a sensible affordable plan Reviewed on: 8th July 2020

The best thing I ever did.

From the moment I called SteChange I felt like a huge eight had been lifted from my shoulders. They are helpful, kind and in no way judgemental. I urge anyone in debt to pick up the phone and call. Reviewed on: 15th May 2024

StepChange have saved me!

StepChange have completely turned my life around. I couldn’t see a way out of the credit card debt I was in. Now I am on top of my payments and I can see the light at the end of the tunnel to finally clearing this debt. Without their assistance I just wouldn’t have known what to do. I went to lenders and my Bank for help, they dismissed me and made me feel embarrassed and like a fool. StepChange have supported me & helped me regain control of my finances. Reviewed on: 15th May 2024

Still good people out there .

Great experience and happy to support Reviewed on: 15th May 2024

Great service So helpful easy to set up very happy

So helpful easy to set up very happy Reviewed on: 15th May 2024

I was so worried about debts but after speaking with...

I was so worried about debts but after speaking with stepchange I felt like a huge weight had been lifted. They are so understanding and do everything they can to help. Reviewed on: 15th May 2024

Stepchange are an amazing help

Stepchange have really helped me to get back on track with my finances and finding a better way to deal with expenses. I dont know where I would be without Stepchange. It's fantastic that there is this support out there to help people that are struggling with debt. Reviewed on: 15th May 2024

Really helpful Debt Charity organisation

Really helpful Debt Charrity organisation that adviced and assisted me to get out serious financial difficulties with regards to my hard debt. They helped to deal with banks and to set up a budget and a repayment plan and to stick to it. I really needed helped in a period of my life when everyone was just shutting doors on me and they intervened at the very right moment. I will always be grateful for what they did. Reviewed on: 15th May 2024

I know that everything is on the good way with...

I know that everything is on the good way with my debt Reviewed on: 15th May 2024

A Great Relief!

Friendly and supportive staff helped me reorganise my finance and address my debts. It was an incredible weight off my mind. Reviewed on: 15th May 2024

I was in a terrible state both mentally and financia...

I was in a terrible state both mentally and financially and didn't know what to do about either! A friend of mine recommended contacting Stepchange and it was the best thing I ever did, they contacted all my creditor's and arranged an affordable action plan to pay them back, they take a payment once a month and pay my creditors which has taken a huge weight off of my shoulders, their advice has been brilliant and the website is very user friendly so I would strongly recommend them to anyone who is struggling with debt Reviewed on: 15th May 2024

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