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StepChange: Debt advice reviews

4.95
Based on 16,689 reviews, last reviewed 12th May 2026
95000% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

gling witstepchah debt due to a illness and bein... I was struggling with debt due to a illness and being self employed , step change helped me work out a plan and stopped the sleepless nights . They ar... Read more Reviewed on: 12th May 2026
Jacki's avatar
Jacki

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16689)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

StepChange have been amazing they helped me so much...

5
StepChange have been amazing they helped me so much when my husband passed and I found myself in financial difficulties they helped me put a plan together to affordabily pay my debts off over a period of time they contacted the companies I owed money to and explained my situation to them also if I have any concerns they are always there to help and advise I don't know what I would have done without their help I would highly recommend any one in financial difficulty to contact them. Reviewed on: 1st May 2024

Give them a chance to help

5
Could not have help me anymore So careing and professional Reviewed on: 1st May 2024

Best debt management plan service

5
I'm using StepChange with a debt management plan and I cleared most of my debt so far without issues. I even recommend to a family member who was also struggling with debt and in a month from now he'll be debt free. I'm very grateful for this service and happy I chose StepChange. Reviewed on: 1st May 2024

My debt solution.

5
Now the pressure is off my back from my creditors. Reviewed on: 1st May 2024

I have been helped with my debts, the service I rece...

5
I have been helped with my debts, the service I receive is very caring and not judged. Reviewed on: 1st May 2024

Helped me with debt repayment excellent charity high...

5
Helped me with debt repayment excellent charity highly recommend if you’re in financial difficulties Reviewed on: 1st May 2024

Absolutely fantastic

5
I can not fault this company. All they have done to help me, I can not thank them enough. They are great on the phone and keep me up to date by emails. Their communication is fantastic. Reviewed on: 1st May 2024

Such an amazing support

5
I have found the whole process easy to complete and the online chat has really been supportive. This has brought me such peace of mind. Reviewed on: 1st May 2024

great staff who are always helpful and it’s been suc...

5
great staff who are always helpful and it’s been such a great tool to help towards being debt free. Reviewed on: 1st May 2024

Debt management Stepchange helped so much !

5
I cannot put into words how Stepchange has helped my situation. I never knew such a helpful company was available until a friend told me about it. My life is so much better with no more stress or worry ! Reviewed on: 1st May 2024