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StepChange: Debt advice reviews

4.95
Based on 16,628 reviews, last reviewed 11th May 2026
92000% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Amazing great From the moment I phoned them a massive weight had been lifted from me Reviewed on: 11th May 2026
Laur A Croft's avatar
Laur A Croft

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16628)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Great knowledgeable empathetic employees

5
Great knowledgeable empathetic employees Reviewed on: 1st May 2024

More going out then coming in!

4
I got to a point where i didnt know what to do or where to turn so i started to look up debt management companies on the internet, i came across StepChange and gave them a call. The process was easy and the team members i have come across have been very helpful. The only negative i have is there was no consideration to remortgage my house which i found after entering into the plan could have been an option for me to consolidate my debt and utilise equity i held in my property. Reviewed on: 1st May 2024

I came to StepChangevery distressed state.

5
I came to StepChangevery distressed state. I really didn't think there was anything I could do to improve the situation but they helped dramatically changed my whole mental state. I now feel that I am making really good progress with my finances and it's all thanks to them. Reviewed on: 1st May 2024

bad service cost me my DMP

1
I called to advise I lost my job and was unable to pay into my DMP "no bother it's fine" anyway they closed my DMP despite telling me it's fine. Reviewed on: 1st May 2024

Stepchange really helped me when I was at a low ebb...

5
Stepchange really helped me when I was at a low ebb in my life. Honestly, without their help and guidance, I don’t know how I would have survived. When I needed someone to listen, they were there for me, with compassion and absolutely non judgmental. Very professional - I love the service they provide. Thank you StepChange. I owe you everything. Reviewed on: 1st May 2024

Very helpful and non judgmental.

5
Very helpful and non judgmental. Brilliant support and advice. Highly recommended Reviewed on: 1st May 2024

Very caring, understanding approach to individuals.

5
Very caring, understanding approach to individuals. Took a lot of stress off and have given me my life back.never any problems with customer service or queries.thank you Reviewed on: 1st May 2024

Very understanding and no judgement,helped me enormo...

5
Very understanding and no judgement,helped me enormously to get my finances back on track Reviewed on: 1st May 2024

Very helpful

5
From day one they have been excellent helpful and saying what you can choose to do by recommending different avenues to see which is best Reviewed on: 1st May 2024

Stepchange have dealt with everything and taken the...

5
Stepchange have dealt with everything and taken the stress and worry away from me. All I now need to do is update my financial plan every year and they take care of the rest. Don't delay if experiencing debt issues, contact Stepchange and let them take the weight off your shoulders. I can't recommend them enough Reviewed on: 1st May 2024

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