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StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

I've been with SC for around 4 years now.

5
I've been with SC for around 4 years now. The online services are easy to use. Every time I call I always get great service. The only downside - sometimes there's a long wait for calls to be answered. But then again, my queries are always resolved. So I have no real complaints to make. Reviewed on: 4th May 2024

Nice friendly people nothing is to much for them ver...

5
Nice friendly people nothing is to much for them very polite and caring and always just a phone call away Reviewed on: 4th May 2024

My life would have been very hard if it wasn’t stepc...

5
My life would have been very hard if it wasn’t stepchange Reviewed on: 4th May 2024

They helped me deal with the debts I had and made it...

5
They helped me deal with the debts I had and made it easier for me to pay off my debts at a doable rate Reviewed on: 4th May 2024

An absolute relief having contacted Step Change.

5
An absolute relief having contacted Step Change. I cannot fault their service it's absolutely brilliant, and very straightforward. Reviewed on: 4th May 2024

I only have good things to say about step change th...

5
I only have good things to say about step change they are all really friendly and easy to talk to. They very knowledgeable about what can and can not be done and I would highly recommend them to anyone having money problems. Reviewed on: 4th May 2024

Debt Free Service

5
Excellent friendly customer service, providing easy to understand information, great advice ,excellent all round experience would highly recommend Stepchange Reviewed on: 4th May 2024

After being made redundant and having health issues...

5
After being made redundant and having health issues unable to find another job I didn’t know what I was going to do to pay my credit cards loans et cetera off got advised to speak to Stepchange and they were brilliant. The debts don’t go away but you feel in control and you can get on with your life just keep paying one payment a month, Ring them now!!!!! Reviewed on: 4th May 2024

They've taken the stress away from me

5
They've taken the stress away from me Reviewed on: 4th May 2024

step change was very easy to apply to , it is straig...

5
step change was very easy to apply to , it is straight forward to apply for assistance with overwhelming financial worries , quick replies to any questions . Reviewed on: 4th May 2024

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