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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16747 reviews)

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4.95

Based on 16,747 reviews, last reviewed 13th May 2026

97700% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Credit safer! I have been looked after very well by StepChange. Reviewed on: 13th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16747)

Review of the StepChange, Debt advice:

Step change have been my saviours

They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Great company

I was in a deep depression over the debts I had occurred by a drinking addiction and a gambling addiction and Stepchange changed my life. There was no judgement and they put me at ease straight away, I was then able to sleep at nights. Reviewed on: 1st May 2024

I am struggling with debts

I am struggling with debts however SCDC has been able to help me with managing my debts and have some peace of mind. Reviewed on: 1st May 2024

Perfect advice and spoke without any judgement about...

Perfect advice and spoke without any judgement about my situation Reviewed on: 1st May 2024

empathy and helpfull all the way when life changes a...

empathy and helpfull all the way when life changes and you need a little help Reviewed on: 1st May 2024

Very helpful and supportive.

Very helpful and supportive in providing the best and most suitable repayment plan for our needs. Prompt service and support in getting things set up and expert service in negotiating with creditors on our behalf. Reviewed on: 1st May 2024

Great service

Reassuring, sympathetic staff made so much difference Reviewed on: 1st May 2024

Just very understanding and helpful.

Just very understanding and helpful. I didn’t feel like I was being judged. Reviewed on: 1st May 2024

Really helpful and easy to deal with.

Really helpful and easy to deal with. Sorted everything out and took all the stress away. Felt like a huge weight was lifted. Reviewed on: 1st May 2024

Great service help me alot with my debt management plan

Great service help me alot with my debt management plan Reviewed on: 1st May 2024

Excellent service!

Excellent service! 4 years ago I realised that I was £40,000 on debt (I had been a student and had had undiagnosed Bipolar) Stepchamge advisers were extremely helpful and set up a plan for me. After 18 months I had to give up my job. For a few months I was on universal credit and I was allowed to take a break from payments. I earn less money with my current job but the review reflected this and I pay less each month. I now owe judt under £20,000 and am very happy about this. The whole process has been stress free and I would definitely recommend it to anyone unfortunate enough to have large debts. I love that it is a completely free service and I am not paying interest on my old credit cards. Reviewed on: 1st May 2024

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