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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16753 reviews)

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4.95

Based on 16,753 reviews, last reviewed 14th May 2026

98000% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

If it wasn’t for StepChange I really don’t know whe... If it wasn’t for StepChange I really don’t know where I would be today. My financial difficulties began following an accident I had in December of 20... Read more Reviewed on: 14th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16753)

Review of the StepChange, Debt advice:

The wisest decision we made was to contact Stepchang...

The wisest decision we made was to contact Stepchange when things were getting too much. They helped us get the space to breathe again. Reviewed on: 24th May 2025

Step change changed my life - I was struggling to pa...

Step change changed my life - I was struggling to pay multiple debt and they helped guide me through the process arranging everything with creditors and giving me advice. Highly recommend to anyone who is in need of debt advice. Reviewed on: 1st May 2024

Financial freedom is achievable - I promise!

Before I found StepChange I was scared, anxious and worried about my life. I suffer from ADHD and impulsive spending habits sent my finances into free fall. StepChange were so calming and understanding, I was in tears on the first call just because I wasn’t being told off, or unsupported. The debt management plan was simple to set up, and I felt relief immediately - almost 2 years in and 5 to go - but I’m happy and finally in control. Reviewed on: 1st May 2024

Very friendly people who made me feel at ease whilst...

Very friendly people who made me feel at ease whilst I was very stressed. Sorted a debt management plan for myself . At no point did I feel stressed explaining my financial situation. Before contacting step change I was very stressed and worried Reviewed on: 1st May 2024

First Class Company

From the moment I picked up the phone and spoke to Stepchange to setting up my dmp seamlessly they were absolute proffessionals. I didn't think there was anyway out of my debt but they listened even when I was crying, advised and put my mind at rest. It was the best phonecall I have ever made. Reviewed on: 1st May 2024

I can not thank stepChange enough, helped me out no...

I can not thank stepChange enough, helped me out no end ! Thank you once again . Reviewed on: 1st May 2024

A great weight of my mind since seeking their advice...

A great weight of my mind since seeking their advice have had to contact them twice since and again great support in adjusting my repayment plan. Reviewed on: 1st May 2024

Have been very helpful over the years thank you for...

Have been very helpful over the years thank you for all the help and understanding Reviewed on: 1st May 2024

Easy to set up Payments go out on time every month z...

Easy to set up Payments go out on time every month zero issues and can log into my account at any time to check balances Reviewed on: 1st May 2024

They have helped me a lot with all my debt...

They have helped me a lot with all my debt problems Reviewed on: 1st May 2024

Such a relief!

Does take some time to go through the application on line. However, it’s worth it! I now don’t dread the phone ringing or the mail. All my creditors have accept the payment plan. They don’t chase me. It’s such a relief and I’m not worrying about paying debt off as well as buying the necessities. Reviewed on: 1st May 2024

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