Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18682 reviews)

View other StepChange products

4.92

Based on 18,682 reviews, last reviewed 23rd Sep 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very helpful and very informative Very helpful and very informative Reviewed on: 23rd September 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18682)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Debt management

I am very happy with the service and there is no judgment Reviewed on: 27th May 2026

Excellent support during difficult times

StepChange helped me when I felt overwhelmed with debt and stress. They explained everything clearly, helped me create a realistic payment plan, and contacted my creditors for me. Since starting my DMP, several companies have frozen interest and stopped charges, which gave me breathing space and peace of mind. The whole process was much easier than I expected, and I finally feel back in control of my finances. Thank you for the support and professionalism. Reviewed on: 27th May 2026

StepChange has literally changed my life.

StepChange has literally changed my life. I have gone from being an emotional mess, stressed out to someone who can now pay of my debts in a manageable amount each month without fear. The only thing I think they can improve is by having a clearer portal that tells you if your debts have accepted your DMP as I still get the occasional letter that panics me but I feel more able to deal with it now Reviewed on: 27th May 2026

Very happy with my experience and would highly recom...

Very happy with my experience and would highly recommend step change. Reviewed on: 27th May 2026

Understanding but not patronising

Stepchange are understanding but not in a patronising way. it’s embarrassing admitting that you can’t handle your ££ effectively but Stepchange support you to get through it. If you miss a payment wt, it’s dealt with seriously but with kindness Reviewed on: 27th May 2026

Very good, professional and considerate

Very prompt and professional. Excellent customer service Reviewed on: 27th May 2026

Very kind, helpful and patient.

Very kind, helpful and patient. Definitely felt so relieved to have contacted them. Would absolutely recommend them to anyone who is struggling with debt. Reviewed on: 27th May 2026

Listened without judgement.

Listened without judgement. Offered an affordable plan, quickly and efficiently. No question sounded too silly for them and answered them all and explained things in full detail. I had to call a few times after plan was set up and didn’t have to hold on too long for call to be answered. The website has lots of information and is easy to use. Reviewed on: 27th May 2026

Any problems you have they will try and sort it...

Any problems you have they will try and sort it Reviewed on: 27th May 2026

Step change has been amazing with me setting up a DM...

Step change has been amazing with me setting up a DM due to coming out of work through illness and disability issues. They really understood my anxiety with all this as I just cannot do things for myself anymore. All I did was to upload all documentation and everything was negotiated for me and a start up date Reviewed on: 27th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt solutions
from PayPlan 4.94 from 22303 reviews
Debt advice
from National Debtline 4.35 from 71 reviews
Debt Collection
from Advanced Collection Systems 2.58 from 12 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub