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StepChange: Debt advice reviews

4.92
Based on 18,658 reviews, last reviewed 7th Jul 2026
189000% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful staff. Very helpful staff. Very patient and they take the time to get positive results. Their advice and understanding is very fair and they’re non judgement... Read more Reviewed on: 7th July 2026
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SkinzAlive

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Thank you Stepchange

5
I was very pleased to have Thier help, support, knowledge and guidance. Reviewed on: 3rd May 2024

If it wasn’t for Stepchange I wouldn’t be able to su...

5
If it wasn’t for Stepchange I wouldn’t be able to survive with the current growth of bills on a low income after leaving my ex husband. I’m so thankful for their help. Reviewed on: 2nd May 2024

beyond understand staff

5
had debt that was accumilating high interest which I couldn't keep up with so I rang SC & the staff are beyond understanding, they went through all my in and out goings and set up everything with the compaies I owe to and had been over a year now only two to go but I am paying them back at rates I can afford and getting myself out of debt for good! The service is excellent and SO needed Reviewed on: 2nd May 2024

Step change enabled me to pay off my debt through a...

5
Step change enabled me to pay off my debt through a debt management plan that I was able to afford and it took the pressure off me financially and mentally. I would recommend anyone that found themselves in debt like I was to contact Step change Reviewed on: 2nd May 2024

Stress free

5
Easy ! Really has taken away some debt stress. Reviewed on: 2nd May 2024

Great and helpful.

5
Great and helpful. thank you for your help Reviewed on: 2nd May 2024

Great help ..

5
I had debt and was panicing as i could see a way out they helped me work out a budget that was affordable and sorted letters to people and made my life bearable . Reviewed on: 2nd May 2024

I found StepChange Debt Management very helpful the...

5
I found StepChange Debt Management very helpful the way they deal with creditors i am very pleased.I Would definitely recommend for another person Reviewed on: 2nd May 2024

I was worried about my money debts and how to cope w...

5
I was worried about my money debts and how to cope with paying the debts back. I heard about Step Change and that they could listen to my problems and help with advice and help me repay my debts within my rapidly dwindling income. Step Change helped me do this. They didn't judge me and I can now sleep at night knowing my debts are being repaid without getting into more debt. Thank you StepChange Reviewed on: 2nd May 2024

StepChange actively listen to me.

5
StepChange actively listen to me and support my needs. they care about my well-being. Helped me to find resources to resolve my concerms at a very difficult time. Reviewed on: 2nd May 2024

i was over £50k in unsecured debt

5
i was over £50k in unsecured debt. I was managing but only just, one bump in the road and that all changed. I contacted Step Change after looking at my options, they never judged me just went through my spending and income and gave me clear concise options. I opted to enter a Debt Management Plan, filled in a consent form and that was it. I have been in my DMP for four years now and am down to about £11k debts with many paid off already. I am due to be debt free in September 2025 and can't wait. Step Change also teach how to budget for everything including those little unexpecting things in life. I would certainly recommend anyone who is struggling with debt not to ignore it and get help now, it will change your stress levels and take the weight off, no more being chased by debt collectors. They won't judge you, make the first Step with Step Change. Reviewed on: 2nd May 2024

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