Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,661 reviews, last reviewed 10th Jul 2026
126000% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026
SM's avatar
SM

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

An excellent service from start to finish.

5
An excellent service from start to finish. Treated me with sensitivity and expertise. Totally recommend this service to anyone who is struggling with their debt. Reviewed on: 2nd May 2024

I was very worried about my debts.

5
I was very worried about my debts. StepChange helped me sort everything out and put my mind at ease. Reviewed on: 2nd May 2024

They have never responded to my emails when I have h...

3
They have never responded to my emails when I have had queries accessing my account or asking for another debt to be added, or to provide evidence to a company or asking amount amount of payments. Reviewed on: 2nd May 2024

Best move I’ve ever made

5
The advisors are extremely helpful and so polite and friendly. I can’t thank step change enough for literally taking the weight off my shoulders. Reviewed on: 2nd May 2024

Step Change have helped take the stress away

5
Step Change have helped take the stress away so I can live life without as much worry. It's easy to keep up to date with where you are on the finances you owe and they are easy to get in touch with super helpful & friendly staff that don't make you feel silly Reviewed on: 2nd May 2024

I can not be grateful enough to Stepchange

5
I can not be grateful enough to Stepchage for all their help during all the years to pay my debt. Their professional and kind advice, and their undertanding in such a difficult time was amazing. Thank you Reviewed on: 2nd May 2024

I have not look back joining step change brilliant

5
I was at a very difficult time for me, I had spilt up from my 2nd husband, and had been left with a lot of debts I got a flat but still needed to sort out my debts there mainly credit cards and store cards I was finding living on my own I could not cope with paying house hold bills and debts too saw I reach out to step change and so glad I did I can see a light at the end of the tunnel I am still paying off my debts but feel life is much better now than it was I would definitely recommend step change to anyone who are worried about there debts. Reviewed on: 2nd May 2024

Very good service

5
Always friendly advisors who sort out any problems I have. No more worries about paying individual debtors. Reviewed on: 2nd May 2024

they are very knowledgeable!

5
they are very knowledgeable! will do all they can to help with everything and not make you feel bad ashamed in anyway!! very pleasant also Reviewed on: 2nd May 2024

I couldn't have got dept free without them

5
I got into debt and was very worried a friend recommended stepchange.they are no judgemental and put your mind at rest that there is away for you to become dept free. They are always there to answer questions and help. I couldn't have done it alone stepchange staff are always understanding and helpful. It's nice to know you are not alone. Reviewed on: 2nd May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products