Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,751 reviews, last reviewed 13th May 2026
97900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

StepChange have been instrumental in turning around... StepChange have been instrumental in turning around my financial situation, I cannot praise them enough, they are an amazing organisation. If you need... Read more Reviewed on: 13th May 2026
Simon H's avatar
Simon H

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16751)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Good afternoon StepChange is the.

5
Good afternoon StepChange is the. Best make my life easy thank you Reviewed on: 1st May 2024

Stepchange have helped sort out our debts and put us...

5
Stepchange have helped sort out our debts and put us on a payment plan. A great help as some of our debtors were very unreachable Reviewed on: 1st May 2024

I no longer fell like a failure.

5
I no longer fell like a failure. They sorted my mess out and lifted me from a dark place. Reviewed on: 1st May 2024

Helpful service

5
Took lots of pressure off me and contacted my debtors to help me pay my dues. Pleasant staff and very professional and helpful service Reviewed on: 1st May 2024

Easy to set up and with no stress , good communicati...

5
Easy to set up and with no stress , good communication and takes the pressure off Reviewed on: 1st May 2024

Fantastic company

4
After a some difficulty with my mental health, I got into serious debt and couldn’t see a future. Stepchange helped me with breathing space initially, and have supported me while I found the strength to get on top of my finances and build a plan. It’s allowed me to worry less and act more Reviewed on: 1st May 2024

I was helped from minute 1!

5
I was helped from minute 1! They relieved many of my worries effectively and quickly. Very good all round Reviewed on: 1st May 2024

Thank You!!!

5
I cannot thank StepChange enough for their invaluable advice & support. I was not in a good place before I contacted them. Now I can sleep at night! Reviewed on: 1st May 2024

Excellent service, Every Step of the way

5
Every single person, through every step of the way has been nothing but excellent! Step Change helped us out of one very bad whole and helped up change our life for the better, I wouldn’t know where we would be without them. Reviewed on: 1st May 2024

Stepchange have changed my life, quite literally!

5
Stepchange have changed my life, quite literally! Over the course of some years I managed to build debts up to £65,000, the debts comprised of loans, credit cards, finance and overall the payment's were starting to cripple me financial. I couldn't afford to make each payment over the course of the month and the worry this caused was debilitating. It was through a friend that I was recommended to contact Stepchange. They were absolutely fantastic, putting my mind at ease and guiding me through the process of how I could not only manage my debts but with Debt Management Plan, pay them off. They formulated a payment plan that allowed me to continue to support my family but also pay off the debts. They dealt with the creditors directly so I didn't have to and I now had one point of contact to deal with it all. It was just over four years ago that I contacted them and in a couple of months I will be debt free. Throughout that time StepChange have been incredible, on occasion I struggled to make payments due to unforseen things coming up, so long as I contacted them to let them know they made sure everything was taken care of. For anyone that has any debt that they cannot cope with please get in touch with them, they are truly amazing and will I can't thank them enough for what they have done for me! Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products