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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16778 reviews)

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4.95

Based on 16,778 reviews, last reviewed 15th May 2026

99200% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Taking the stress out of money worries Stepchange took all the stress out dealing with my debts I did not know where to start and they dealt with my debtors, hacing financial difficulties i... Read more Reviewed on: 15th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16778)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Helpful service

Took lots of pressure off me and contacted my debtors to help me pay my dues. Pleasant staff and very professional and helpful service Reviewed on: 1st May 2024

Easy to set up and with no stress , good communicati...

Easy to set up and with no stress , good communication and takes the pressure off Reviewed on: 1st May 2024

Fantastic company

After a some difficulty with my mental health, I got into serious debt and couldn’t see a future. Stepchange helped me with breathing space initially, and have supported me while I found the strength to get on top of my finances and build a plan. It’s allowed me to worry less and act more Reviewed on: 1st May 2024

I was helped from minute 1!

I was helped from minute 1! They relieved many of my worries effectively and quickly. Very good all round Reviewed on: 1st May 2024

Thank You!!!

I cannot thank StepChange enough for their invaluable advice & support. I was not in a good place before I contacted them. Now I can sleep at night! Reviewed on: 1st May 2024

Excellent service, Every Step of the way

Every single person, through every step of the way has been nothing but excellent! Step Change helped us out of one very bad whole and helped up change our life for the better, I wouldn’t know where we would be without them. Reviewed on: 1st May 2024

Stepchange have changed my life, quite literally!

Stepchange have changed my life, quite literally! Over the course of some years I managed to build debts up to £65,000, the debts comprised of loans, credit cards, finance and overall the payment's were starting to cripple me financial. I couldn't afford to make each payment over the course of the month and the worry this caused was debilitating. It was through a friend that I was recommended to contact Stepchange. They were absolutely fantastic, putting my mind at ease and guiding me through the process of how I could not only manage my debts but with Debt Management Plan, pay them off. They formulated a payment plan that allowed me to continue to support my family but also pay off the debts. They dealt with the creditors directly so I didn't have to and I now had one point of contact to deal with it all. It was just over four years ago that I contacted them and in a couple of months I will be debt free. Throughout that time StepChange have been incredible, on occasion I struggled to make payments due to unforseen things coming up, so long as I contacted them to let them know they made sure everything was taken care of. For anyone that has any debt that they cannot cope with please get in touch with them, they are truly amazing and will I can't thank them enough for what they have done for me! Reviewed on: 1st May 2024

Took a lot of worries of my shoulders, easier to do...

Took a lot of worries of my shoulders, easier to do than I thought. Reviewed on: 1st May 2024

An amazing service.

An amazing service. I am nearly debt free after being in a real mess. They liaised with my creditors and supported me through every step of the process. Every time I spoke to someone they were understanding, kind and most importantly competent. It’s like having a specialist lawyer at your disposal… for free! I can’t think of any other services in our cynical world like this, totally for our benefit with no strings attached. Reviewed on: 1st May 2024

They helped save my life

I was at my wits end, 3 failed suicide attempts and finally my boss recommended step change and they have helped me every step of the way, I'm slowing getting my life back thanks to them, I highly recommend them, and thank them for all their help because if it wasn't for them I wouldn't be here today. If you're struggling honestly reach out help is there. Reviewed on: 1st May 2024

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