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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Management

5
Very helpful and supportive. Took care of my needs Reviewed on: 29th May 2025

At first i was a bit skeptical about step change, Bu...

5
At first i was a bit skeptical about step change, But speaking to them was the best thing for me, I went from drowning in debt and worry, To one manageable monthly payment and they worked with me and my creditors and the letters and phone calls stopped over night. I can now see the wood from the trees and i love to see on my debts the balances coming down even better when the account read ZERO Reviewed on: 28th May 2025

Peace of mind

5
I just completed the online questionnaire and set-up my payment method. It was that simple and there is no trying to rip you off like other debt management websites out there. Reviewed on: 28th May 2025

Step change from very start were extremely helpful a...

5
Step change from very start were extremely helpful and put your mind at rest Reviewed on: 28th May 2025

Friendly team.

5
Friendly team. Quick response. Nice coordination Reviewed on: 28th May 2025

Step Change helped me helped me understand my situat...

5
Step Change helped me helped me understand my situation and, take control of my debts and, give me peace of mind. Reviewed on: 28th May 2025

I was in a cross road and confused about my debts.

5
I was in a cross road and confused about my debts. I was informed about this charity from an old experience a friend had. It was easy to contact them and after an initial appointment, I was accepted and I was assigned a case worker. This person helped me to set up a debt management plan free of charge. When I commenced this I had peace of mind and could sleep. Thank you Step-change Charity. Reviewed on: 28th May 2025

Very helpful, knowledgeable and friendly

5
Very helpful, knowledgeable and friendly Reviewed on: 28th May 2025

My money worries we’re getting on top of me each mon...

5
My money worries we’re getting on top of me each month and I couldn’t cope, stepchange changed all that and now worry free from debts mounting up Reviewed on: 28th May 2025

Stepchange are an ultra professional, caring and com...

5
Stepchange are an ultra professional, caring and compassionate organisation, who helped with my debt issues by assisting me to put in place my debt management plan. Reviewed on: 28th May 2025

Take the step to change your life.

5
Everyone I spoke to were calm, understanding and reassuring - particularly appreciated as I was going through a major life event at the time. Every step was clearly explained and they have been on hand since to help with follow up queries and difficult problems. Although it will take time to get my life back on track, I could not have started my journey without the essential service they provide - life savers this day and age. Reviewed on: 28th May 2025

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