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StepChange: Debt advice reviews

4.95
Based on 16,771 reviews, last reviewed 15th May 2026
98850% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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3%
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Latest highest rating:

5

Great understanding advisors who listen to personal... Great understanding advisors who listen to personal challenges and consolidated my debt into manageable monthly payments Reviewed on: 15th May 2026
Sally's avatar
Sally

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16771)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

5
I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Great

4
Always responds to emails. Advises and assists with empathy. Reviewed on: 28th July 2023

amazing people amazing company

5
would be lost with out them,after losing my husband suddenly to sepsis they have pointed me in the right direction to get my finance in control and my mental health Reviewed on: 28th July 2023

Debt help

5
Very professional and helpful service. Always willing to listen with lots of patience and care for the clients. Would recommend to anyone struggling with debt. Reviewed on: 28th July 2023

Very helpful, clear adivse, trustworthy and accessible

5
They are super helpful, reliable transparent, genuinely concerned, no gimmicks just they to go above and beyond to help. Reviewed on: 28th July 2023

Extremely helpful

5
Extremely helpful, non judgemental and always on gand to help answer any questions, I wish I found them earlier Reviewed on: 25th July 2023

Stepchange Debt Advice

5
Stepchange have been extremely helpful, patient and understanding with my debt issues Reviewed on: 25th July 2023

excellent service

5
I got into a little bit of a problem with my credit cards and I approached Stepchange and they got me the right solution of a debt management plan, I can now rest easy knowing that bailiffs wont be knocking on my door. I would highly recomend Stepchange to anybody, dont be scared its easy. Reviewed on: 25th July 2023

Stepchange

5
Brilliant service really helpful to help clear all my debts. Easy to use, online, really helpful would recommend it to anybody. Reviewed on: 24th July 2023

Amazing!

5
Step Change have helped me by setting up a debt management plan to get back in control of my finances. Everyone I have spoken to have been amazing! I was put at ease and exerything was explained to me. Thank you step change! Reviewed on: 24th July 2023

Lifeline

5
I ended up in debt and heavy borrowing due to my wife’s mental illness. The stress was affecting every part of my life. I contacted Stepchange and they basically threw me a lifeline. They organised my repayments and froze any action from my creditors. I have been able to control the budget in regards to every day life and also the repayments. Everything is online and communicating with Stepchange is brilliant. I have now been with Stepchange for about 6 months and been able to keep my head above water. I have a clear plan and making headway into paying all of my debts off. Thank you to everyone at Stepchange. I must add that every time I called them, there was always a non judgemental person on the other end of the phone and they were very supporting and sympathetic. And I might they wer extremely knowledgeable. Reviewed on: 24th July 2023