Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,804 reviews, last reviewed 18th May 2026
100450% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Step change are fantastic and very understanding. Step change are fantastic and very understanding. I would recommend anyone with financial troubles to contact them Reviewed on: 18th May 2026
C Webber 's avatar
C Webber

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16804)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Very friendly and fantastically helpful.

5
Having found difficulty in managing my finances during the present time stepchange helped me ease the burden of everyday living. Reviewed on: 13th July 2023

Great help in supporting me with my debts

5
Stepchange were extremely understanding, non judgmental, and impartial in advising me on how to deal with my debts. They have helped remove a massive burden off my shoulders. Reviewed on: 13th July 2023

Stress and Anxiety busters.

5
I got into a fair bit debt while i was working but then lost my job owing to mental health problems, i was guided to Step change by a friend they gavev clear and conscise advice on a repayment plan and managed to get me 60 days breathing space with my debtors while the plan was put into motion im still paying the debts but i have an end date and as my title says im anxiety free , fantastic company. Reviewed on: 13th July 2023

Helpful, engaging and thoroughly professional

5
Step change look at the bigger picture, genuinely interested and helpful on the phone and will give sound advice. Reviewed on: 13th July 2023

Complete Satisfaction

5
When going online everything was easy to understand every step of the way. I scanned all relevant documents and StepChange consultant contacted me for a telephone appointment. After the appointment everything went fast and easy for my complete peace of mind and satisfaction. Reviewed on: 13th July 2023

Breath of fresh air

5
I struggled to get in contact with someone to help my finances due to being worried and I'm glad I did the jump! Every staff member I spoke with were friendly understanding and non judgemental. Everything was explained to me perfectly and simple. Quick and straightforward. I now have a weight off my shoulders and the whole process.. a breath of fresh air so I can now breathe clearly! Thank you so much. Reviewed on: 13th July 2023

Very helpful

5
Very helpful and supportive. Excellent service. Would and have recommended Reviewed on: 13th July 2023

Just so easy to understand

5
It’s a vulnerable situation for anyone. The help Step change give and the ongoing support makes a massive difference for people to get back on track and stay on it. Reviewed on: 13th July 2023

A Real Weight Off My Mind - Lifesavers!

5
Whilst drowning in unmanageable debt brought on by unpredicted and unexpected changes to my life, StepChange brought calm and organised help to managing my finances. They really have helped me mentally as well as ensuring I can still afford the day-to-day essentials Reviewed on: 13th July 2023

The guys here are very understanding of your situation and help going forward with it all.

5
The guys here went above and beyond helping me sort everything put and assuring me that everything will be easy once set up .can't reccomend these guys enough Reviewed on: 13th July 2023

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products