Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,786 reviews, last reviewed 16th May 2026
99600% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good word from a family member. Having heard from a family member about StepChange. I was having problems with my bank at the time, and getting my debts paid to not only my bank but ... Read more Reviewed on: 16th May 2026
shane l's avatar
shane l

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16786)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Face your fears

4
I was left with debt following a relationship breakdown. I tried to manage however I knew that I could not meet the debts. A friend recommended contacting Step Change. It took an awful lot to make the initial call however I was met with kindness, understanding & support. I can not that Step Change enough. I would recommend you in a heartbeat to anyone who is worried or struggling with debt. Thank you so very much. You have changed my world for the better. Reviewed on: 13th July 2023

Excellent Service

5
"They do what it says on the tin" Minimum fuss, very efficient. I would thoroughly recommend to anyone in need. Reviewed on: 13th July 2023

They have helped me to keep my creditors at bay!!

5
I was anxious and consumed by my debts and couldn't see a way forward. In contacting your organisation and speaking with a debt management support worker. I have managed to set up a debt/repayment plan and all my creditors are satisfied. Reviewed on: 13th July 2023

Such an easy process

5
From start to finish everything was explained in detail,,with no judgement and intimate compassion. It was really easy. I have Parkinson’s disease and sometimes I find it difficult to talk well on the phone. There was no rushing, just understanding and patience! Reviewed on: 13th July 2023

Brilliant service

5
Wonderfully helpful staff, show empathy without pity. Really good customer service. Can't fault them. Easy to contact. Easy to talk to. So helpful. Reviewed on: 13th July 2023

Helpful and supportive

5
Step changed advised and supported me through a very stressful period Reviewed on: 13th July 2023

Customer satisfaction

5
Process was easy and quick to set up. Reviewed on: 13th July 2023

Friendly and very supportive

5
Step Change is the company that help me most when I don’t know what to do. They help me in every way that they could, what ever circumstances i have. They are willing to support me up to the very end. Thank you Step Change. God bless the company. Reviewed on: 13th July 2023

Amazing help

5
Thanks you for helping me fight my debt. There's hope for me now. Grateful Reviewed on: 13th July 2023

Amazing

5
Thanks to stepchange I am able to breathe easier without worrying about debt especially how badly the cost of living has had on everyone, the people I have spoken to were very helpful, compassionate and I am so greatful to them for helping me, we need more amazing people like the ones who work here. Thank you. Highly recommended. Keep up the good work. Reviewed on: 13th July 2023

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products