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StepChange: Debt advice reviews

4.95
Based on 16,814 reviews, last reviewed 19th May 2026
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Latest highest rating:

5

Saved me from living with the darkness of debt, took... Saved me from living with the darkness of debt, took this burden off my shoulders, and back in control, cant thank them enough honestly, if you are in... Read more Reviewed on: 19th May 2026
I wanna be debt free's avatar
I wanna be debt free

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16814)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Very helpful

5
Step change are extremely understanding and thanks to them for helping me set up a dmp,l believe with there help and continued support I will be debt free which is great relief to my health and well-being, so a big thank you for all they've done so far and continue to do. Reviewed on: 7th July 2023

StepChange have taken the stress away

5
StepChange have taken over dealing with and paying back my creditor's. I am so happy with the way they treat their customers. They are professional and deal with queries promptly. I am very happy with the high standard of care I have received from any of the staff I have dealt with. Reviewed on: 7th July 2023

Carlos 1980

5
It is first time when I have to use DMP , I have to say that Step Change is the best company to which one you can decide to go in that situation, always happy to help you , support you really. For them you are a person which they want to help , not a number on screen , help is set up for you individually. THEY ARE THE BEST !!!!!!!!! Reviewed on: 7th July 2023

A Weight Off my Mind

5
In all honesty I wish I'd contacted Step Change sooner than I did. Process was so simple and it's a huge weight off my mind now that I no longer have to deal with credit companies harassing me to up my minimum monthly payments Reviewed on: 7th July 2023

Very helpful company

4
Very easy to deal with and very helpful Reviewed on: 7th July 2023

First class help

5
I couldn’t be more grateful for StepChange’s help in a very complex debt situation- they listened, understood and helped put a debt management plan in place with my mum’s bank. Really first rate service and a continuity while sorting it all out. Reviewed on: 7th July 2023

Really helpful team

5
Helped me to feel a lot more secure in my payments to creditors. Always quick to answer their phones and really friendly when you speak to them Reviewed on: 7th July 2023

Saved me

5
I was literally in a very bad way, emotionally and financially, my mental health was the worst it could be and my debts were out of control. I finally had to face into my problem and call Stepchange. I was embarrassed at how I had let my life and finances get out of control. The call was easy, no judging. It takes a bit of time to get it all sorted, lots of letters but after a couple of weeks I felt in control for the first time in two years. It’s going to take me very long time to clear my debt but at least I have an affordable plan. Everyone I have dealt with has been understanding. It’s a really horrible feeling but Stepchange have pretty much saved my life. Reviewed on: 7th July 2023

Outstanding service

5
They’re no fuss easy to understand help and advice made tackling my debt solution far less stressful and manageable going forward. They took care of everything Reviewed on: 7th July 2023

Debt

5
Excellent service. All agents polite and courteous. Reviewed on: 7th July 2023