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StepChange: Debt advice reviews

4.95
Based on 16,808 reviews, last reviewed 18th May 2026
100650% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

My experience has being great and helpful My experience has being great and helpful Reviewed on: 18th May 2026
Judy's avatar
Judy

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16808)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Very helpful advice

5
The advice I was given was constructive and helpful. I subsequently went on a debt management plan. Highly recommended. Reviewed on: 7th July 2023

Empathetic service

5
It's not easy to admit your in financial difficulties. Step Change were understanding, empathetic and solution focused throughout the whole process. excellent service SB Reviewed on: 7th July 2023

Excellent

5
They are really helpful and took all the stress away while helping me sort out my finances I would definitely recommend to friends and family Reviewed on: 7th July 2023

Good professional advice

4
Clear honest advice with realistic outcome Reviewed on: 7th July 2023

Game changer

5
We all talk about the cost of living crisis but StepChange takes real action. Not only do you get great advice, you also get a life-changing plan. Reviewed on: 7th July 2023

Quick, Simple and Effective

5
They've managed to get my monthly credit bills down from around £1200 to a manageable £300... Even after individual calls with creditors got me nowhere. Reviewed on: 7th July 2023

Debt solution

5
Excellent Service and very informative informations. All staffs are so kind and knowledgeable and very much helpful. I do appreciate step change charity all the best. Thanks Reviewed on: 7th July 2023

Stepchange is Fantastic

5
I was in such a bad way debt wise with bills mounting, cost of living etc and plucked up the courage to get intouch with Stepchange ! I could never realise the relief of getting sorted out in a private professional way where I was made to feel no shame ! My life was so low Stepchange made me feel I could live again I'm so thankful ! Reviewed on: 7th July 2023

Brillant

5
Absolutely brillant services,friendly people and just so helpful.Could not fault them on anything.Totally changed my life for me thank u stepchange Reviewed on: 7th July 2023

Weight lifting that makes a huge difference

5
Contacting Step Change was a game changing moment in my life. I'd used all my saving paying my monthly debts while off work with a deteriorating Illness. This was during covid second wave. I'd tried working with companies myself but to no workable outcome. After my initial conversation with Step Change I had huge feeling of relief as if I was listened too and the weight on my shoulders was being shared, The advice and support they gave was a game changer for me. I don't know where I would be if I hadn't made that initial contact, Their debt management plan was such a great support. I could get on with my health battle without the worry. They are always there if I need further advice or if I'm having difficulties with a debter. They gave advice on how to approach any issues with companies too. Such an excellent service. I would recommend to anyone with debt issues. Reviewed on: 7th July 2023

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