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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16785 reviews)

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4.95

Based on 16,785 reviews, last reviewed 16th May 2026

99550% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange. An end to the worry of being in debt. StepChange were very helpful in sorting out my payments to my creditors. The budget review helped me to see the funds I had available to pay towards m... Read more Reviewed on: 16th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16785)

Review of the StepChange, Debt advice:

No hassle no judgment help

Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Got my Life back!!

Step change were superb from start to finish, they reassured me with great non judgmental compassionate advice , helping me pick the right way out of my debt… which I had avoided for over 6 months, depressed and in isolation I could not see a way out, then their advisors took my debt plan, liaised with all parties and now I have one manageable payment per month with no dramas… I am back on track and can now see a future for me and my family , thank you step change !!! Impeccable selfless service !!! Reviewed on: 7th July 2023

Life changing!

Life changing help in the simplest of ways, no long painful phone calls, can all be done online and the staff are so efficient! I would hope many people don’t need to use you but I would absolutely recommend! Reviewed on: 7th July 2023

Incredible service

Buried my head in the sand for way too long before hearing about StepChange & on first look they looked great, with an easy process to create a budget & they responded really well to all communication. Massive weight off my shoulders & life is pretty much stress free now. Brilliant company, can't rate high enough. Reviewed on: 7th July 2023

Help

Wsd great and help me sort my life ouy Reviewed on: 7th July 2023

The best

Getting involved with Step change was the best thing for me to finally manage to sort out me debts. Reviewed on: 7th July 2023

Great service

Nice people to deal with. Takes a lot of weight off your shoulders Reviewed on: 7th July 2023

Easy to contact & superb in supporting

It took me a while to take the initial step as was embarrassed and very angry the situation I had got into. Albeit it the pandemic was a factor as lost my job that was highly paid. Secured another job which was half the salary I used to be on. Step change communicated so brilliantly with no prejudice, they were understanding and really quick to help and communicate. It was good to be able to sleep and so grateful for how they have supported me. I have a long way to go to pay the debt off, however it’s at a better amount/pace what I currently was in. Reviewed on: 7th July 2023

Stepchange

Stepchange has helped me a lot I was in financial difficulty didnt no where to turn phones up a lovely lady spoke to me helped me with all my forms and that was it all set up took another few weeks for them to phone the places that I needed help with it put me on all the right track now I know that I can sit back and no that stepchange takes care of everything for me Reviewed on: 7th July 2023

Debt advice service.

Excellent debt advice service. Very helpful and respectful, provides reassurance and above all shows genuine concern about the welfare of customers. Reviewed on: 7th July 2023

Removed all my fears

Cannot describe the difference in my mental health and well-being after contacting step change. Thank you, thank you, thank you. Reviewed on: 7th July 2023

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