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StepChange: Debt advice reviews

4.95
Based on 16,808 reviews, last reviewed 18th May 2026
100650% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

My experience has being great and helpful My experience has being great and helpful Reviewed on: 18th May 2026
Judy's avatar
Judy

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16808)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Debt advice service.

5
Excellent debt advice service. Very helpful and respectful, provides reassurance and above all shows genuine concern about the welfare of customers. Reviewed on: 7th July 2023

Removed all my fears

5
Cannot describe the difference in my mental health and well-being after contacting step change. Thank you, thank you, thank you. Reviewed on: 7th July 2023

Peace of mind

5
Working with Step Change has changed my outlook on life and allowed me to focus on both my family and my career. I was struggling with debt and felt like I was sinking, and this was affecting my mental health, which in turn was having an impact on my relationships and performance at work. Step Change have help me to set up realistic payments with my creditors and manage this for me. I really appreciate all the support they have offered. Plus everyone I have spoken too has been patient and understanding which has made the whole experience easier to cope with. Reviewed on: 7th July 2023

Helping me to get my life back

5
Since being with Step Change I do not feel so much under pressure from my Creditors and feel that I can start to breathe a little bit better Reviewed on: 7th July 2023

Debt relief

5
With the help of stepchange I will be debt free A.S.A.P. staff are all helpful and understanding from my experience with them superb! Reviewed on: 7th July 2023

Clear and friendly support

5
It's always good to talk to someone who is friendly but knows their stuff! Reviewed on: 7th July 2023

Debt charity

5
Amazing staff and outcome, I was always treated with respect and consideration, during an extremely stressful period of my life. In times like this, it’s easy to feel all doors are shut and there’s no hope, but Step Change gave me hope and helped me to live again… Thank you for saving me! Reviewed on: 7th July 2023

Great advice

5
I received comprehensive advice and support from the Step Change team. Highly recommended Reviewed on: 7th July 2023

A blessing to the community

5
I can sleep soundly at night knowing my debt is being managed properly. I'm paying what I can afford ever month,I know it's gonna take a while for me to be debt free but at least I'm doing something about it. Their advice are fair, no judging of who you are,what job you do or what your background. Reviewed on: 7th July 2023

Solid secure advice non judgmental

5
Was able to breath and sleep received good solid advice , and direction was helpful non judgmental and you know their not charging extortion fees to set up Reviewed on: 7th July 2023

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