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StepChange: Debt advice reviews

4.95
Based on 16,809 reviews, last reviewed 19th May 2026
100700% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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3%
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Latest highest rating:

5

Very helpful & gave me very good advice & help to so... Very helpful & gave me very good advice & help to sort out my debts Reviewed on: 19th May 2026
Raz's avatar
Raz

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16809)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Amazing caring sensitive

5
The people I spoke to and are working with have been so sensitive to my needs and understanding they have been so on the ball with my situation Reviewed on: 7th July 2023

Great Support

5
Helped me manage my debt and reduce my stress Reviewed on: 7th July 2023

Fast and officiant, great customer service.

5
Very efficient, and great customer care, they where quick to answer any questions, and always pleasant. Reviewed on: 7th July 2023

They gave me my life back

5
Absolutely amazing..they took months of worry away in an instant and I was actually able to sleep at night....words cannot describe the weight step change lifted from my shoulders Reviewed on: 7th July 2023

Really helped manage the stress of debt

5
I have nothing but praise for the support of people at step change. They helped me manage my debt which accrued in the context of my mental health problems. They were kind caring and professional directing me to the best way to handle my debts and also get mental health support. Without their help and guidance I don’t know where I’d be. I would recommend their support to anyone. Thank you Stepchange Reviewed on: 7th July 2023

Excellent service

5
I came to step change due to credit card issues. I explained it wasn't manageable and they then went on to explain how they could help me. It was a straight forward service and took a weight off my mind. I've continued what I believe to be a manageable amount. They deserve the Top Award for helping myself and others. Reviewed on: 7th July 2023

Changed my life

5
I have a history of mental health issues and felt very out of control with my debt, and I decided to reach out to stepchange. They have well and truly changed my life and I now no longer worry about money. Thanks to their support I have been able to pay off over £8,000 of my debt and I am one month away from being completely debt free. Thank you Reviewed on: 7th July 2023

Free debt management

5
They are very understanding and a few times they’ve allowed me to reduced costs for unforeseen bills , they are completely free and I would advice anyone who struggles with debt to use their service , absolutely brilliant staff and customer service , I couldn’t thank them enough :) Reviewed on: 7th July 2023

Weight off my shoulders !

5
I have been going round in circles trying to sort and pay my debts but getting no were. Finally I can see light at the end of the tunnel because of the help, support and advice given by step change . Reviewed on: 7th July 2023

Excellent

5
Step change have helped me when I was in financial problems, and were very helpful and, arranged a re payment plan which has helped me tremendously Reviewed on: 7th July 2023

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