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StepChange: Debt advice reviews

4.95
Based on 16,791 reviews, last reviewed 17th May 2026
99800% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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3%
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Latest highest rating:

5

Excellent Brilliant service always there to help Reviewed on: 17th May 2026
Allan H's avatar
Allan H

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16791)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

StepChange...

5
...were there for me, didn't judge me, helped me. They sorted out the financial pickle I was in and gave me my peace of mind back. Reviewed on: 7th July 2023

Such a helpful company

5
I fund myself in a position of debt unexpectedly after being unable to secure a job after being made redundant in my last year of employment. I felt so stupid, but was assisted by a very kind young man who reassured me we could get this matter sorted. he made me feel at ease and helped me through the full process thank you so much Reviewed on: 7th July 2023

An Amazing, Life-changing Service

5
At a time of my life when I have been undergoing unbelievable stresses and upheaval, Step Change have been quite literally life changing. The are totally professional and their communications have been outstanding. The fact that you can choose to deal with the by phone or entirely online makes things much easier for those people who are struggling with anxiety or are feeling ashamed. I still have many mental health issues to deal with, but my debts are no longer one of them thanks to Step Change. Reviewed on: 7th July 2023

Brilliant service and stress relief

5
Absolutely brilliant service from them helping me out while I was at rock bottom and not being able to sleep and worrying all the time. They are so friendly,supportive and reassuring. They take away all the stress and deal with it themselves leaving you able to breathe again! Would highly recommend them 5 stars! Thank you step change! Reviewed on: 7th July 2023

Friendly and reassuring

5
Over 20k in debt, struggling and in state of panic to pay on time and sinking further into a hole with no sign of light, spoke to step change who were absolutely brilliant, friendly and reassuring through each step, made everything clear. Now I can see a light at the end of the tunnel, still paying all my creditors and my mental health and wellbeing is far greater than what it was, I'm so glad I spoke to step change and got everything back on track. Thanks step change for your ongoing help. Reviewed on: 7th July 2023

Step up

5
Debtconsolidation has always evaded me until Step change. With it, I have done things that wouldn't be possible. That's freed up some time. And some energy in which I can think can do something else now. And to lose it. Would affect me more ways than one and probably a lot of other people that use it as well. I think it's good for mental clarity. Reviewed on: 7th July 2023

Changed my life, no other words needed

5
Without question the best help and advice to help with build a better future Reviewed on: 7th July 2023

Fantastic

5
From the outset...friendly,non judgemental,helpful and empathetic...very kind and knowledgeable staff. Always nice to talk to them. My issues were dealt with quickly and I am always kept up to date with my case either by post or e-mail. Reviewed on: 7th July 2023

IN FINANCIAL TROUBLE WHO YA GONNA CALL? STEP CHANGE

5
I was in dire straits but plucked up the courage to phone Step Change and am so relieved I did. They are a charity so no hidden fees and only good sound advice. I cannot speak highly enough of their professionalism coupled with kindness. First rate Reviewed on: 7th July 2023

Simply the best

5
My wife and I We're finding things so very hard financially, we were paying everything we could afford but our money in wasn't covering all our bills so we ended up robbing Peter to pay Paul as they say we were in dire straights! When looking for help I come across the Step Change debt charity read all the reviews about them and reached out for help from them. I did all the things that were required, the were so helpful,it was such a relief to have them on my side that gradually all our stresses started go we thank God and Step Change for sorting all our money problems out we been on D.M.P. for over a year now! Myself and my wife thank these life savours so much for getting our depts sorted that's why in our eyes they are SIMPLY THE BEST. MR & MRS K.J. Randall. Reviewed on: 7th July 2023

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