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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,887 reviews, last reviewed 5th Feb 2026
118800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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1 star
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Latest highest rating:

5

Tembo has changed my opinion on banking Tembo has changed my opinion on banking. Whereas previously, I've suffered poor service, inefficiency, and a bank that felt like they weren't on my si... Read more Reviewed on: 5th February 2026
Katy R's avatar
Katy R

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1887)

Review of the Tembo Money, Lifetime ISA:

I love my LISA.

5
I love my LISA. I always trust Tembo to bring me the best interest rate. I love all their in-app features to help me spend less and save more. And the countdown to when we can buy our first home is so motivating! Reviewed on: 19th February 2024

Tembo has changed my opinion on banking

5
Tembo has changed my opinion on banking. Whereas previously, I've suffered poor service, inefficiency, and a bank that felt like they weren't on my side, Tembo has been amazing. From the attractive interest rate, an incredible user friendly app, to the regular email communications I receive, the service from them has been exceptional. Reviewed on: 5th February 2026

Free mortgage advice at Tembo

5
Tembo is a great bank. They offer plenty of support for first time buyers and the free mortgage advice is a bonus. Reviewed on: 4th February 2026

ISA transfer

3
Took about 6 weeks to transfer an ISA despite claiming they could do it in 15 days. Otherwise good. Reviewed on: 4th February 2026

I like the UI.

5
I like the UI. It's easy to set goals and see estimates Reviewed on: 4th February 2026

Easy to set up, competitive interest rate, good cust...

5
Easy to set up, competitive interest rate, good customer service Reviewed on: 4th February 2026

Tembo have market leading lifetime ISA rates.

5
Tembo have market leading lifetime ISA rates. I have had a positive customer experience thus far after transferring my ISA from another provider. Reviewed on: 4th February 2026

Good, does what it says on the tin type service.

5
Good, does what it says on the tin type service with no problems Reviewed on: 4th February 2026

Very good app and easy to use.

5
Very good app and easy to use. Ease of deposit and withdrawal. Reviewed on: 4th February 2026

Good experience

5
Good to use, user friendly, good interest rates, straightforward to switch into - what is not to like? Reviewed on: 4th February 2026

Glitch in the app when I first registered which mean...

4
Glitch in the app when I first registered which meant I couldn’t sign up - however this was fixed the next day and an email sent acknowledging the problem and informing that it had been fixed. I find the different options a little confusing but otherwise I’m happy with the service. Reviewed on: 4th February 2026

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