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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,968 reviews, last reviewed 10th Feb 2026
126300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service and super user friendly app,... Great customer service and super user friendly app, very easy to navigate and incredibly informative. Reviewed on: 10th February 2026
Paula S's avatar
Paula S

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1968)

Review of the Tembo Money, Lifetime ISA:

Loved using Tembo, such a breath of fresh air and su...

5
Loved using Tembo, such a breath of fresh air and such good customer service with truly some of the best deals in the market. Reviewed on: 24th January 2025

Good experience

5
Good to use, user friendly, good interest rates, straightforward to switch into - what is not to like? Reviewed on: 4th February 2026

Glitch in the app when I first registered which mean...

4
Glitch in the app when I first registered which meant I couldn’t sign up - however this was fixed the next day and an email sent acknowledging the problem and informing that it had been fixed. I find the different options a little confusing but otherwise I’m happy with the service. Reviewed on: 4th February 2026

Great benefits

5
Great benefits whilst using Tembo. Fantastic interest rate, which you struggle to find with competitors. Loads of extra info on the app, such as money saving tips as well as advice for first time home buyers. Have definitely, and will continue to, recommend to anyone saving for a first home. Reviewed on: 4th February 2026

Tembo experience

5
Tembo is easy to use and makes saving for my first home feel like an accomplishment, using the app to keep track of my savings and taking advantage of their fee free mortgage service Reviewed on: 4th February 2026

Excellent ISA

5
We have been saving with Tembo for over a year and are now looking to buy. The support and advice we have received has been exceptional. They are always on hand and easy to contact. The app is easy to use and has lots of informative articles which as first time buyers has helped us massively. Reviewed on: 4th February 2026

Best by far...

5
Was reluctant as didnt know the name before researching best LISA. I needn't have been- amazing app and the customer service is ace. Did I mention the great interest rates! Reviewed on: 4th February 2026

First time user

5
Positive so far , easy app to use and good interest rate Reviewed on: 4th February 2026

They helped me transfer my old LISA to their service

5
They helped me transfer my old LISA to their service Reviewed on: 4th February 2026

Great LISA provider

5
Great LISA provider and good customer service Reviewed on: 4th February 2026

Positive recommendation

5
Tembo was recommended by family member. Setting up an account was very effortless and quick. I am saving for a first time mortgage and very easy to deposit money into. Government bonus is always paid the month after your deposit and interest is also paid money. The app is very clear, and has loads of FAQ’s which is informative for someone new to this experience. Reviewed on: 4th February 2026

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