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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1964 reviews)

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4.91

Based on 1,964 reviews, last reviewed 9th Feb 2026

125900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Great and easy I've been using tembi for a couple of years. It's been really easy and straight forward. The app is simple to use . Reviewed on: 9th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1964)

Review of the Tembo Money, Lifetime ISA:

Generous Interest Rate

Incredible interest rate offered on the lifetime ISA, at a time when all other lenders are decreasing their rates, to increase theirs is extremely appreciated, and has made me a loyal customer to Tembo, provided they continue to offer the best rates. Reviewed on: 3rd February 2025

Excellent ISA

We have been saving with Tembo for over a year and are now looking to buy. The support and advice we have received has been exceptional. They are always on hand and easy to contact. The app is easy to use and has lots of informative articles which as first time buyers has helped us massively. Reviewed on: 4th February 2026

Best by far...

Was reluctant as didnt know the name before researching best LISA. I needn't have been- amazing app and the customer service is ace. Did I mention the great interest rates! Reviewed on: 4th February 2026

First time user

Positive so far , easy app to use and good interest rate Reviewed on: 4th February 2026

They helped me transfer my old LISA to their service

They helped me transfer my old LISA to their service Reviewed on: 4th February 2026

Great LISA provider

Great LISA provider and good customer service Reviewed on: 4th February 2026

Positive recommendation

Tembo was recommended by family member. Setting up an account was very effortless and quick. I am saving for a first time mortgage and very easy to deposit money into. Government bonus is always paid the month after your deposit and interest is also paid money. The app is very clear, and has loads of FAQ’s which is informative for someone new to this experience. Reviewed on: 4th February 2026

very easy access and use of the app

very easy access and use of the app Reviewed on: 4th February 2026

Tembo's saving wizardry got me my first home

Tembo helped me achieve my savings goals for the year and is one of the reasons we are now on track to purchase our first home this year. The online AI chat support bot is one of the best AI agents I've ever spoken with and the icing on the cake is that Tembo also offer mortgages which we are actively looking in to. Reviewed on: 4th February 2026

Fab app, secure and easy to set up

I don’t know a huge amount about ISAs and everything, thankfully my partner suggested we use Tembo to save for our house deposit. The app is super easy to use, easy to set up, secure, and also attractive. I haven’t had to use the customer services so I can’t attest to this, but everything else has been great in my experience. Reviewed on: 4th February 2026

Amazing LISA

I have a lifetime isa with Tembo and for a first time buyer looking at the prices of houses these days the interest rate give me hope that one day I will own a home Reviewed on: 4th February 2026

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