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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1986 reviews)

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4.91

Based on 1,986 reviews, last reviewed 20th Feb 2026

127900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Good service, could improve offer clarity Good mortgage broker call. Interest rates are low after the introductory offer. Different mortgage bonus offers are confusing to understand as they ar... Read more Reviewed on: 20th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1986)

Review of the Tembo Money, Lifetime ISA:

Excellent, ever-improving company

Excellent, ever-improving company Reviewed on: 25th January 2025

Great benefits

Great benefits whilst using Tembo. Fantastic interest rate, which you struggle to find with competitors. Loads of extra info on the app, such as money saving tips as well as advice for first time home buyers. Have definitely, and will continue to, recommend to anyone saving for a first home. Reviewed on: 4th February 2026

Tembo experience

Tembo is easy to use and makes saving for my first home feel like an accomplishment, using the app to keep track of my savings and taking advantage of their fee free mortgage service Reviewed on: 4th February 2026

Excellent ISA

We have been saving with Tembo for over a year and are now looking to buy. The support and advice we have received has been exceptional. They are always on hand and easy to contact. The app is easy to use and has lots of informative articles which as first time buyers has helped us massively. Reviewed on: 4th February 2026

Best by far...

Was reluctant as didnt know the name before researching best LISA. I needn't have been- amazing app and the customer service is ace. Did I mention the great interest rates! Reviewed on: 4th February 2026

First time user

Positive so far , easy app to use and good interest rate Reviewed on: 4th February 2026

They helped me transfer my old LISA to their service

They helped me transfer my old LISA to their service Reviewed on: 4th February 2026

Great LISA provider

Great LISA provider and good customer service Reviewed on: 4th February 2026

Positive recommendation

Tembo was recommended by family member. Setting up an account was very effortless and quick. I am saving for a first time mortgage and very easy to deposit money into. Government bonus is always paid the month after your deposit and interest is also paid money. The app is very clear, and has loads of FAQ’s which is informative for someone new to this experience. Reviewed on: 4th February 2026

very easy access and use of the app

very easy access and use of the app Reviewed on: 4th February 2026

Tembo's saving wizardry got me my first home

Tembo helped me achieve my savings goals for the year and is one of the reasons we are now on track to purchase our first home this year. The online AI chat support bot is one of the best AI agents I've ever spoken with and the icing on the cake is that Tembo also offer mortgages which we are actively looking in to. Reviewed on: 4th February 2026

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