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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1991 reviews)

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4.91

Based on 1,991 reviews, last reviewed 26th Feb 2026

128400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Easy to use and competitive interest rate. Easy to use and competitive interest rate. Reviewed on: 26th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1991)

Review of the Tembo Money, Lifetime ISA:

Excellent, ever-improving company

Excellent, ever-improving company Reviewed on: 25th January 2025

It’s been very positive.

It’s been very positive. Especially customer service. Many a time they have put me through and I have learned more about mortgage. Reviewed on: 4th February 2026

Tembo has it all and does it all.

Tembo has it all and does it all. The app is great for tracking your goal of buying a house and finding average prices in your area. They run webinars to understand the lead up and process of buying a house. They even have their own mortgage advisers who are free to use! Reviewed on: 4th February 2026

My experience has been perfect

My experience cannot be faulted. I initially chose to use Tembo for my lifetime ISA based on them providing the highest interest rate, hence helping my deposit grow the fastest. However, my positive experience is now focussed on the in app experience. For example, user friendly tracking processes that help me gauge when I will have enough of a deposit for my desired property value. I am yet to have an issue with the app so I have had no reason to use the customer services, which can only be viewed as positive. I recommend Tembo to all of my younger family and family friends in preparation for when they turn 18 and start to use a LISA. Reviewed on: 4th February 2026

A super easy savings account with a great App to hel...

A super easy savings account with a great App to help keep you on track. Reviewed on: 4th February 2026

Easy to use, and great to save with

Easy to use, and great to save with Reviewed on: 4th February 2026

Tembo Money Bank has been a great experience

Tembo Money Bank has been a great experience to use. The platform is clear, easy to navigate, and the information is laid out in a very concise and understandable way. Everything feels straightforward and transparent, making it a reliable and user-friendly platform overall. Reviewed on: 4th February 2026

The best :)

Easy to use, good interest rate, very useful information page for first time buyers and great tools for mortgage prices Reviewed on: 4th February 2026

Great and easy

Really easy to use and simple, monthly interest Reviewed on: 4th February 2026

A great product.

Both myself and my husband currently use Tembo’s LISA and have found it easy to use and the competitive interest has been great. I have recommended the Tembo LISA to others as well and will continue to do so. Reviewed on: 4th February 2026

Easy to use and great customer service

Really easy to set up and automate payments, easy to edit as well as my income changed. Whenever I’ve had to reach out them, they’ve responded quickly and been really helpful. Reviewed on: 4th February 2026

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