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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,992 reviews, last reviewed 3rd Mar 2026
128500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
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1%
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0%
1 star
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0%

Latest highest rating:

5

Tembo LISA I have been saving with Tembo using their lifetime ISA. It was easy to set up and the app is easy to use. I like that it sends you notifications when ... Read more Reviewed on: 3rd March 2026
Daisy 's avatar
Daisy

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1992)

Review of the Tembo Money, Lifetime ISA:

Excellent, ever-improving company

5
Excellent, ever-improving company Reviewed on: 25th January 2025

Been really positive experience and very smooth expe...

5
Been really positive experience and very smooth experience. Reviewed on: 3rd February 2026

Brilliant, great saving rates.

5
Brilliant, great saving rates. Useful stats. Regular updates Reviewed on: 3rd February 2026

Great interest rates, love the app, could be easier...

5
Great interest rates, love the app, could be easier to transfer money from other accounts Reviewed on: 3rd February 2026

A very positive experience from start to finish!

5
I’ve enjoyed a very positive experience switching my Lifetime ISA to Tembo, which was a seamless transaction and allowed me to earn more from n my money be offering a greater interest rate. Reviewed on: 3rd February 2026

Tembo Cash and LISA products review- excellent

5
I value Tembo’s Cash ISA and LISA products- the interest rates are great. Tembo is great at keeping me up to date with market trends and government changes coming int place, as well as supporting any queries I’ve had in high standards. The Tembo community page has provided me with great opportunities to feedback this information, learn more about first time buying and connect with people in similar positions. Overall, a great and reliable app to use when saving. I haven’t looked greatly into mortgage rates, but the Tembo app has allowed me to quickly and efficiently analyse how much I’d be able to afford, the interest rates I could potentially have and provide a realistic timeline for affordability. Reviewed on: 3rd February 2026

All round great!

5
Good app functionality, friendly advisors, good rates. Reviewed on: 3rd February 2026

Handy service

4
Good smooth process in releasing funds for mortgage deposit. Really handy in saving for mortgage deposit and kept me on track. Useful to be able to see a projection of the time it will take to reach the target. Reviewed on: 3rd February 2026

Great experience all round.

5
Great rate on the LISA. I have also had a really good experience with using the app, and find it very easy to use and helpful. I am looking to buy my first home and the mortgage information on the app has been so helpful. It shows me the best rates I can get and I find it is much better through Tembo than any others I've seen. I also love that the mortgage is fee-free for me as I have a LISA with them, which is amazing. I haven't yet spoken to any of the team, but they have reached out a couple of times to offer support on my mortgage, which I will definitely chase up on at some point. Reviewed on: 3rd February 2026

Great customer service always really helpful and sup...

5
Great customer service always really helpful and supportive about answering questions or concerns Reviewed on: 3rd February 2026

Simple, easy & reliable whilst competitive

5
I have really enjoyed banking with Tembo, any issues or questions are sorted out straight away & their rates are always competitive. Would definitely recommend to anyone looking for a bank who have that human touch & whose app is simple, easy and reliable Reviewed on: 3rd February 2026

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