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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,981 reviews, last reviewed 16th Feb 2026
127400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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1 star
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Latest highest rating:

5

Tembo provides an excellent free mortgage advisor se... Tembo provides an excellent free mortgage advisor service if you have a lifetime isa with them Reviewed on: 16th February 2026
Yingjie Z's avatar
Yingjie Z

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1981)

Review of the Tembo Money, Lifetime ISA:

Interesting interest rates!

5
I moved my lifetime ISA to Tembo & haven’t looked back, they’ve increased the Lifetime ISA interest rate 3 times in a row when other providers have decreased theirs…not much wonder they are the Lifetime ISA the market leader! Reviewed on: 21st January 2025

Been using it for a few years and always maximised p...

4
Been using it for a few years and always maximised putting in 4k a year, making my money grow with the interest on top of the government bonus Reviewed on: 7th February 2026

Great saving ISA easy to use app

5
Great saving ISA easy to use app Reviewed on: 7th February 2026

Helpful customer service when I needed it

5
Helpful customer service when I needed it, good competitive interest rate on my savings Reviewed on: 7th February 2026

Not really had any issues as it’s very simple but if...

5
Not really had any issues as it’s very simple but if I have ever needed customer service they have been quick to respond and very helpful! Reviewed on: 7th February 2026

Positive experience

5
They offer a fantastic rate for their LISA, very competitive against the market. It was easy to transfer funds to them and their app allows me to keep an eye on my status easily and conveniently. They provide some useful webinars and newsletters to keep you abreast of the housing market. Reviewed on: 7th February 2026

Their app is very well laid out

5
Their app is very helpful and is good for keeping track of my LISA Reviewed on: 7th February 2026

Got a lifetime ISA with Tembo

5
Got a lifetime ISA with Tembo, they made the process very clear to set up and provided competitive rates. The tracking for your wanted mortgage is a great feature to keep you on track. The app is well designed, easy to use and super handy. Reviewed on: 7th February 2026

Tembo ISA

5
I have a had a lifetime ISA with Tembo for around two years now. The rates they have at the minute are very good and keep me wanting to stay with them. Whenever I add my money into my account, it shows me exactly how long it will take to reach my specific goal for my house buying journey. Reviewed on: 6th February 2026

The app is super useful and easy to navigate it...

5
The app is super useful and easy to navigate it Reviewed on: 6th February 2026

Easy to open and recommended to my partner for openi...

5
Easy to open and recommended to my partner for opening our LISA to buy our first home. Happy with all the support options for buying a home, and will explore this more closer to that time. Reviewed on: 6th February 2026

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