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Tembo Money: Lifetime ISA reviews

4.90
Based on 2,874 reviews, last reviewed 6th Mar 2026
207500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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1%
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Great Experience over Annual Interest Rate and easy app Well so far I can really highly value their flat annual very competitive rate out in the market. As many other providers would only have a variable bo... Read more Reviewed on: 6th March 2026
Uday Arora's avatar
Uday Arora

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (2874)

Review of the Tembo Money, Lifetime ISA:

Best rates

5
Best rates and helps the other ISA is easy access. Reviewed on: 24th January 2025

FABULOUS

5
I’ve had a really positive experience with Tembo’s Lifetime ISA so far. The app is easy to use and makes it simple to track savings and contributions. Setting up the account was straightforward, and everything is explained clearly, which is great if you’re new to saving for a first home. One of the best things about Tembo is how user-friendly the platform is. Deposits are quick, and it’s easy to see how the government bonus is building up alongside your savings. The interface feels modern and intuitive compared to some traditional providers. Customer support has also been helpful and responsive when I’ve had questions. Overall, Tembo feels like a reliable and well-designed option for anyone looking to open a Lifetime ISA and start saving towards their first home. Reviewed on: 5th March 2026

Been using the app for a little while now.

5
Been using the app for a little while now. Very good as they update you on all the stuff that’s going on with interest rates and all things that are happening with the uk banks. Easy to use app, plus a lot of extra help if you need it Reviewed on: 5th March 2026

Easy to use app and excellent life time ISA product...

5
Easy to use app and excellent life time ISA product that encourages you to save and understand how far away you are from you saving goals. Would very much recommend this lifetime ISA to anyone look to save for there future. Reviewed on: 5th March 2026

Why I choose Tembo

5
I have found Tembo very easy to use and great for tracking my LISA and ISA payments. They offer very competitive rates and don't draw you in with a flimsy 'introductory' offer that then expires after half a year. Very helpful especially when just starting to build a proper savings pool Reviewed on: 5th March 2026

Disappointed with AI customer service and inflexibil...

3
Disappointed with AI customer service and inflexibility at first, but got the outcome deserved with some pressure. Reviewed on: 5th March 2026

Very easy to use and no complication.

5
Very easy to use and no complication. Any question has an answer and the newsletters are very insightful. Reviewed on: 5th March 2026

We love having a Lifetime ISA with Tembo!

5
Free advice is great and the mortgage advisors are lovely and super responsive when buying a home, the neighbourhood support and competitions are great, and the site is easy to use. All features are user friendly. We love having our lifetime ISA with Tembo :) Reviewed on: 5th March 2026

Everyone has been great deal with.

5
Everyone has been great deal with. App is easy to use. Reviewed on: 5th March 2026

5 Star review

5
Good app, good rates and easy to use Reviewed on: 5th March 2026

Customer service is very slow and needs improvement.

5
Customer service is very slow and needs improvement. Safety to log in the app is also very poor especially compared to other banks and it's easily accessed so money does not feel as safe as other banks Reviewed on: 5th March 2026

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