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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1991 reviews)

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4.91

Based on 1,991 reviews, last reviewed 26th Feb 2026

128400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Easy to use and competitive interest rate. Easy to use and competitive interest rate. Reviewed on: 26th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1991)

Review of the Tembo Money, Lifetime ISA:

Interesting interest rates!

I moved my lifetime ISA to Tembo & haven’t looked back, they’ve increased the Lifetime ISA interest rate 3 times in a row when other providers have decreased theirs…not much wonder they are the Lifetime ISA the market leader! Reviewed on: 21st January 2025

Tembo is a great experience

A great interest rate on my savings made me choose Tembo but the in app experience is fabulous Reviewed on: 5th February 2026

Excellent response times to a issue I had

Needed help when I couldn’t set up my account due to incorrect details with my HMRC, your team were really quick and helpful to show me how to identify this. Reviewed on: 5th February 2026

Supportive platform

All the information tembo provides is really helpful for someone that has little financial education. The platform has enabled me to save and buy my first home Reviewed on: 5th February 2026

I've only switched my Lifetime ISA to Tembo, but so...

I've only switched my Lifetime ISA to Tembo, but so far so good and I'll definitely recommend it to my friends and colleagues who are of course eligible for LISA, if not they can also use an ISA account. Having switched both to Tembo I can already see benefits. If only I found out about Tembo much much earlier. I made the right choice so should you and don't delay switch to Tembo as early as, today! Reviewed on: 5th February 2026

An all- rounder, 10/10 would recommend

Tembo supported me in saving for my first home and gave great interest rates at the time. The mortgage calculator and bitesize blog posts were all so helpful in giving me the information I needed to buy confidently. It’s such a great, user friendly app and whenever I have dealt with the team they have always been very responsive and helpful! I loved it so much I chose to open an easy access ISA after buying my first home to continue to support me Reviewed on: 5th February 2026

Great service, I signed up for the LISA and have enj...

Great service, I signed up for the LISA and have enjoyed the easy to use app. I recommended to my partner to open a LISA with Tembo too. Reviewed on: 5th February 2026

Very easy experience from the start.

Very easy experience from the start. Haven't had any problems, always keep you upto date with any changes. Reviewed on: 5th February 2026

Very helpful and easy to use everything is made easy...

Very helpful and easy to use everything is made easy for beginners Reviewed on: 5th February 2026

Zero hassle, easy to set up.

Zero hassle, easy to set up. Very clear products. Reviewed on: 5th February 2026

It was a mostly smooth and very east set up.

It was a mostly smooth and very east set up. Now I have got a hang of the app it is very easy to manage my account, and Tembo provide lots of information about how the money is doing. During setup I had a few issues with getting my other banking apps and Tembo to communicate in order to send across payments, but it is all working great now. Reviewed on: 5th February 2026

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