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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,956 reviews, last reviewed 8th Feb 2026
125200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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92%
See only 4 star reviews
7%
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1%
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0%
1 star
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0%

Latest highest rating:

5

Tembo is a fantastic LISA provider. Tembo is a fantastic LISA provider. I am always impressed with the customer service and the ease of using the app. It is easy to access and has lots o... Read more Reviewed on: 8th February 2026
Courtney G's avatar
Courtney G

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1956)

Review of the Tembo Money, Lifetime ISA:

Great app interface, super intuitive and helpful

5
Great app interface, super intuitive and helpful Reviewed on: 24th January 2025

Free mortgage advice at Tembo

5
Tembo is a great bank. They offer plenty of support for first time buyers and the free mortgage advice is a bonus. Reviewed on: 4th February 2026

ISA transfer

3
Took about 6 weeks to transfer an ISA despite claiming they could do it in 15 days. Otherwise good. Reviewed on: 4th February 2026

I like the UI.

5
I like the UI. It's easy to set goals and see estimates Reviewed on: 4th February 2026

Easy to set up, competitive interest rate, good cust...

5
Easy to set up, competitive interest rate, good customer service Reviewed on: 4th February 2026

Tembo have market leading lifetime ISA rates.

5
Tembo have market leading lifetime ISA rates. I have had a positive customer experience thus far after transferring my ISA from another provider. Reviewed on: 4th February 2026

Good, does what it says on the tin type service.

5
Good, does what it says on the tin type service with no problems Reviewed on: 4th February 2026

Very good app and easy to use.

5
Very good app and easy to use. Ease of deposit and withdrawal. Reviewed on: 4th February 2026

Good experience

5
Good to use, user friendly, good interest rates, straightforward to switch into - what is not to like? Reviewed on: 4th February 2026

Glitch in the app when I first registered which mean...

4
Glitch in the app when I first registered which meant I couldn’t sign up - however this was fixed the next day and an email sent acknowledging the problem and informing that it had been fixed. I find the different options a little confusing but otherwise I’m happy with the service. Reviewed on: 4th February 2026

Great benefits

5
Great benefits whilst using Tembo. Fantastic interest rate, which you struggle to find with competitors. Loads of extra info on the app, such as money saving tips as well as advice for first time home buyers. Have definitely, and will continue to, recommend to anyone saving for a first home. Reviewed on: 4th February 2026

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